RM
Regional Management·NYSE
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RM fundamentals
Regional Management (RM) released its earnings on Feb 4, 2026: revenue was 169.70M (YoY +9.60%), beat estimates; EPS was 1.3 (YoY +32.65%), beat estimates.
Revenue / YoY
169.70M
+9.60%
EPS / YoY
1.3
+32.65%
Report date
Feb 4, 2026
RM Earnings Call Summary for Q4,2025
- Record Growth: 2025 net income up 8% to $44.4M, ending net receivables $2.1B (+13% YoY).
- Credit Excellence: 30+ delinquency rate 7.5% (-20bps YoY), NCL rate down 70bps YoY.
- 2026 Outlook: 10%+ ENR growth, 20-25% net income growth, 12.4% OpEx ratio.
- Strategic Moves: Auto-secured portfolio expansion, 5 new branches in Q4, and bank partnership development.
- Seasonality: Q1 2026 expects ENR contraction due to tax refunds, with credit loss rate up ~150bps sequentially.
EPS
Revenue
Revenue & Expenses
RM has released its 2025 Q3 earnings report, with revenue of 165.49M, reflecting a YoY change of 13.09%, and net profit of 14.36M, showing a YoY change of 87.34%. The Sankey diagram below clearly presents RM's revenue sources and cost distribution.
Key Indicators
Regional Management (RM) key financial stats and ratios, covering profitability, financial health, and leverage.
Regional Management (RM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Regional Management (RM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Breakdown
Regional Management (RM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Breakdown
Where does Regional Management (RM) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
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By Region
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Track Regional Management (RM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is the market's earnings forecast for Regional Management next quarter?What factors drove the changes in Regional Management's revenue and profit?What were the key takeaways from Regional Management’s earnings call?What is Regional Management's latest dividend and current dividend yield?What were the key takeaways from Regional Management's earnings call?What is Regional Management's gross profit margin?Did Regional Management beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Regional Management year over year?
