RM
Regional Management·NYSE
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
RM fundamentals
Regional Management (RM) released its earnings on Nov 5, 2025: revenue was 165.49M (YoY +13.09%), beat estimates; EPS was 1.42 (YoY +86.84%), missed estimates.
Revenue / YoY
165.49M
+13.09%
EPS / YoY
1.42
+86.84%
Report date
Nov 5, 2025
RM Earnings Call Summary for Q3,2025
- Record Q3 results: $14.4M net income (87% YoY), $2B+ portfolio, and 12.8% operating expense ratio.
- Auto-secured dominance: 41% YoY growth, 1.8% delinquency rate, and 13% small loan expansion.
- Credit resilience: 10.2% NCL rate (40bps YoY improvement), 7% delinquency rate, and $60M buyback authorization.
- Leadership transition: Rob Beck retiring in June 2026, succeeded by Lakhbir Lamba with $178M capital returned since 2020.
- 2025 outlook: $43.5M net income, 10%+ portfolio growth, and cautious expansion into 1-2 new states.
EPS
Revenue
Revenue & Expenses
RM has released its 2025 Q3 earnings report, with revenue of 165.49M, reflecting a YoY change of 13.09%, and net profit of 14.36M, showing a YoY change of 87.34%. The Sankey diagram below clearly presents RM's revenue sources and cost distribution.
Key Indicators
Regional Management (RM) key financial stats and ratios, covering profitability, financial health, and leverage.
Regional Management (RM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Regional Management (RM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Regional Management (RM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Regional Management (RM) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Regional Management (RM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What were the key takeaways from Regional Management's earnings call?What guidance did Regional Management's management provide for the next earnings period?What is the revenue and EPS growth rate for Regional Management year over year?What is the market's earnings forecast for Regional Management next quarter?What factors drove the changes in Regional Management's revenue and profit?What were the key takeaways from Regional Management’s earnings call?Did Regional Management beat or miss consensus estimates last quarter?What is Regional Management's latest dividend and current dividend yield?
