RM
Regional Management·NYSE
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Signals Analysis
Bullish signal 4
Bearish signal 0
High Gross Profit Margin
High Cash/net Profit Ratio
Revenue Beats Expectation
EPS Beats Expectation
Key Stats
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0.000052 WK RANGE0.0000
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About RM
Regional Management Corp.
A diversified consumer finance company that rovides specialty consumer loan products to customers with limited access to consumer credit
Commercial Bank
03/25/1987
03/28/2012
New York Stock Exchange
2,131
12-31
Common stock
979 Batesville Road
, Suite B
, Greer
, South Carolina 29651
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Regional Management Corp. (South Carolina) was incorporated in South Carolina on March 25, 1987 and relocated to Delaware on August 23, 2011. Regional Management Company is a diversified professional consumer financing company that provides customers with a variety of loan services. When approving loans, customers' credit with banks, savings institutions, credit card companies and other traditional lending methods is not used as a measure. The Regional Management Company opened in 1987 with only four branches located in South Carolina. As of December 31, 2017, the company has grown to have 342 branches in South Carolina, Texas, North Carolina, Tennessee, Alabama, Oklahoma and New Mexico. Most loan products are safe, each product has a fixed interest rate, and is paid in equal installments on a fixed monthly basis and on a fully amortized basis, and there is no penalty for repayment at any time. The loan amount of the regional management company comes from its own multi-channel platform, including branches, independent and franchised auto dealerships, online banking, furniture and appliance retailers, and other consumer websites. In the operation of the regional management company, all loans, regardless of their source channels, service provision and information collection are carried out through the branch network, and provide customers with one-to-one dedicated services, and are committed to improving the creditworthiness of users in loan financing. The company's goal is to provide customers with loan products that meet their diverse financial needs, or when financial products are attractive and easy to operate, they can obtain higher receivables financing and manage portfolio risk for them. The company believes that a large and growing number of potential customers is its target market. Combined with the decline in existing consumer credit, the company has launched a variety of products such as installment loans, auto purchase loans, and loans for the purchase of furniture and home appliances to increase the market attractiveness.
Earnings Call
Q1/2025
Estimate EPS0.68
Actual EPS0.7
Estimate Revenue153.59M
Actual Revenue153.00M
Regional Management's Q1 2025 Earnings Call: Navigating Contradictions in Consumer Behavior, Credit Risk, and Loan Strategies
May 02,2025 07:28
Earnings Decrypt
Earnings Decrypt
Q2/2025
Estimate EPS0.72
Actual EPS1.03
Estimate Revenue155.21M
Actual Revenue157.44M
Regional Management Corp.'s Q2 2025: Navigating Contradictions in Credit Standards, Loan Growth, and Digital Origination
Jul 31,2025 06:20
Earnings Decrypt
Earnings Decrypt
Company Financials
EPS
RM has released its 2025 Q3 earnings. EPS was reported at 1.42, versus the expected 1.43, missing expectations. The chart below visualizes how RM has performed over recent quarters, highlighting trends in earnings surprises.
Revenue & Expenses
RM has released its 2025 Q3 earnings report, with revenue of 165.49M, reflecting a YoY change of 13.09%, and net profit of 14.36M, showing a YoY change of 87.34%. The Sankey diagram below clearly presents RM's revenue sources and cost distribution.
Forecast
Wall Street Opinions
Price Target
Volume Profile
Trade Flow Insight
Seasonals
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