QTWO
Q2 Holdings·NYSE
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QTWO fundamentals
Q2 Holdings (QTWO) released its earnings on Nov 5, 2025: revenue was 201.70M (YoY +15.24%), beat estimates; EPS was 0.23 (YoY -46.51%), missed estimates.
Revenue / YoY
201.70M
+15.24%
EPS / YoY
0.23
-46.51%
Report date
Nov 5, 2025
QTWO Earnings Call Summary for Q3,2025
- Revenue & Profit Growth: Q3 revenue $202M (+15% YoY), EBITDA $49M (+50% YoY), with 2025 full-year guidance raised to $789-793M.
- AI-Driven Innovation: Showcased AI solutions for fraud, customer service, and developer tools, positioning Q2 as a trusted AI partner for banks.
- Subscription Momentum: Subscription ARR $745M (+14% YoY), with 13.5% 2026 growth target and 60%+ gross margin outlook.
- Leadership Reorg: COO and CBO roles created to accelerate AI adoption and product innovation, aligning teams for 2026+ growth.
- Free Cash Flow: Q3 free cash flow $37M, with 2026 conversion >90%, supporting buyback program and strategic investments.
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Revenue
Revenue & Expenses
QTWO has released its 2025 Q3 earnings report, with revenue of 201.70M, reflecting a YoY change of 15.25%, and net profit of 15.05M, showing a YoY change of 227.56%. The Sankey diagram below clearly presents QTWO's revenue sources and cost distribution.
Key Indicators
Q2 Holdings (QTWO) key financial stats and ratios, covering profitability, financial health, and leverage.
Q2 Holdings (QTWO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Q2 Holdings (QTWO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Q2 Holdings (QTWO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Q2 Holdings (QTWO) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Q2 Holdings (QTWO) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
Did Q2 Holdings beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Q2 Holdings year over year?What factors drove the changes in Q2 Holdings's revenue and profit?What is the market's earnings forecast for Q2 Holdings next quarter?What were the key takeaways from Q2 Holdings’s earnings call?What is Q2 Holdings's latest dividend and current dividend yield?What guidance did Q2 Holdings's management provide for the next earnings period?What does Q2 Holdings do and what are its main business segments?
