PRU
Prudential Financial·NYSE
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6.96 / 10
Outperform
P RU's fundamentals score 7.0/10, driven by attractive valuation (PB = 0.0474, EV/EBIT = 10.68) and strong revenue growth (85.73% YoY). Concerns include negative growth in net cash flow from operations (-52.23% YoY) and diluted EPS (-2.62% YoY). Historical back-tests show PB and PB-ROE groups deliver ~5.7% one-month returns with 57-67% win rates, supporting a positive view despite recent declines.
Analysis Checks(6/10)
PB
Value0.05
Score3/3
Weight16.91%
1M Return5.66%
Value0.05
Score3/3
Weight16.91%
1M Return5.66%
PB-ROE
Value-0.99
Score3/3
Weight16.91%
1M Return5.66%
Value-0.99
Score3/3
Weight16.91%
1M Return5.66%
Net cash flow from operating activities (YoY growth rate %)
Value-52.23
Score0/3
Weight0.34%
1M Return0.13%
Value-52.23
Score0/3
Weight0.34%
1M Return0.13%
Diluted earnings per share (YoY growth rate %)
Value-2.62
Score1/3
Weight4.39%
1M Return1.52%
Value-2.62
Score1/3
Weight4.39%
1M Return1.52%
Asset-MV
Value-0.43
Score3/3
Weight24.00%
1M Return6.86%
Value-0.43
Score3/3
Weight24.00%
1M Return6.86%
EV/EBIT
Value10.68
Score2/3
Weight12.21%
1M Return4.63%
Value10.68
Score2/3
Weight12.21%
1M Return4.63%
Total profit (YoY growth rate %)
Value2.50
Score1/3
Weight5.66%
1M Return1.84%
Value2.50
Score1/3
Weight5.66%
1M Return1.84%
Cash-UP
Value0.77
Score2/3
Weight4.90%
1M Return1.97%
Value0.77
Score2/3
Weight4.90%
1M Return1.97%
Operating revenue (YoY growth rate %)
Value85.73
Score3/3
Weight8.36%
1M Return2.78%
Value85.73
Score3/3
Weight8.36%
1M Return2.78%
Net profit attributable to parent company shareholders (YoY growth rate %)
Value-4.06
Score1/3
Weight6.32%
1M Return2.09%
Value-4.06
Score1/3
Weight6.32%
1M Return2.09%
PB
Value0.05
Score3/3
Weight16.91%
1M Return5.66%
Value0.05
Score3/3
Weight16.91%
1M Return5.66%
EV/EBIT
Value10.68
Score2/3
Weight12.21%
1M Return4.63%
Value10.68
Score2/3
Weight12.21%
1M Return4.63%
PB-ROE
Value-0.99
Score3/3
Weight16.91%
1M Return5.66%
Value-0.99
Score3/3
Weight16.91%
1M Return5.66%
Total profit (YoY growth rate %)
Value2.50
Score1/3
Weight5.66%
1M Return1.84%
Value2.50
Score1/3
Weight5.66%
1M Return1.84%
Net cash flow from operating activities (YoY growth rate %)
Value-52.23
Score0/3
Weight0.34%
1M Return0.13%
Value-52.23
Score0/3
Weight0.34%
1M Return0.13%
Cash-UP
Value0.77
Score2/3
Weight4.90%
1M Return1.97%
Value0.77
Score2/3
Weight4.90%
1M Return1.97%
Diluted earnings per share (YoY growth rate %)
Value-2.62
Score1/3
Weight4.39%
1M Return1.52%
Value-2.62
Score1/3
Weight4.39%
1M Return1.52%
Operating revenue (YoY growth rate %)
Value85.73
Score3/3
Weight8.36%
1M Return2.78%
Value85.73
Score3/3
Weight8.36%
1M Return2.78%
Asset-MV
Value-0.43
Score3/3
Weight24.00%
1M Return6.86%
Value-0.43
Score3/3
Weight24.00%
1M Return6.86%
Net profit attributable to parent company shareholders (YoY growth rate %)
Value-4.06
Score1/3
Weight6.32%
1M Return2.09%
Value-4.06
Score1/3
Weight6.32%
1M Return2.09%
Is PRU undervalued or overvalued?
- PRU scores 6.96/10 on fundamentals and holds a Discounted valuation at present. Backed by its 10.88% ROE, 6.47% net margin, 10.06 P/E ratio, 1.01 P/B ratio, and 32.84% earnings growth, these metrics solidify its Outperform investment rating.
