Symbols

PRG

PROG Holdings·NYSE

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PRG fundamentals

PRG Q4 2025 Earnings

PROG Holdings (PRG) released its earnings on Feb 18, 2026: revenue was 574.59M (YoY -7.82%), missed estimates; EPS was 0.74 (YoY -7.50%), beat estimates.

Revenue / YoY

574.59M

-7.82%

EPS / YoY

0.74

-7.50%

Report date

Feb 18, 2026

PRG Earnings Call Summary for Q4,2025

Revenue Growth: 2025 GMV up 12.1% driven by Four (144% growth) and PROG Marketplace (187% YoY).
Strategic Acquisitions: Sold Vive to refocus; acquired Purchasing Power for BNPL expansion.
AI Impact: Cross-selling generated $45M incremental GMV; AI tools resolved 18,000 inquiries.
2026 Outlook: Guided for $3B-$3.1B revenue, $320M-$350M EBITDA, and $4-$4.45 EPS.
Key Risks: Progressive Leasing faces 9.4% smaller portfolio; cautious on tax refund season impact.
Leverage: Targeting 1.5-2x net leverage post-Purchasing Power integration.

Earnings

EPS

Revenue

Revenue & Expenses

PRG has released its 2025 Q4 earnings report, with revenue of 525.36M, reflecting a YoY change of -6.00%, and net profit of 40.47M, showing a YoY change of -29.68%. The Sankey diagram below clearly presents PRG's revenue sources and cost distribution.

Key Indicators

PROG Holdings (PRG) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

PROG Holdings (PRG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

PROG Holdings (PRG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

PROG Holdings (PRG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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