PMT
PennyMac Mortgage·NYSE
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PMT fundamentals
PennyMac Mortgage (PMT) released its earnings on Oct 21, 2025: revenue was 99.23M (YoY +22.72%), beat estimates; EPS was 0.55 (YoY +52.78%), beat estimates.
Revenue / YoY
99.23M
+22.72%
EPS / YoY
0.55
+52.78%
Report date
Oct 21, 2025
PMT Earnings Call Summary for Q3,2025
- Record Growth: $48M net income, 14% annualized ROE, and $15.16 book value driven by $1.2B private label securitizations.
- Strategic Shift: 15% of PFSI loans now securitized for mid-teens ROE, reducing reliance on GSEs.
- Stable Core Assets: 46% of equity in low-refinance MSR portfolio with <50% LTVs.
- Leverage Management: 5.8x debt/equity (excluding nonrecourse debt), with $460M+ new investments since Q4 2024.
- Risk Mitigation: Hedged against prepayment risk, with 17% correspondent production allocation to securitizations.
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Revenue
Revenue & Expenses
Key Indicators
PennyMac Mortgage (PMT) key financial stats and ratios, covering profitability, financial health, and leverage.
PennyMac Mortgage (PMT)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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PennyMac Mortgage (PMT)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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PennyMac Mortgage (PMT)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does PennyMac Mortgage (PMT) generate its revenue? Explore its key revenue streams and top earning regions.
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Track PennyMac Mortgage (PMT) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from PennyMac Mortgage's earnings call?What does PennyMac Mortgage do and what are its main business segments?Did PennyMac Mortgage beat or miss consensus estimates last quarter?What is PennyMac Mortgage's latest dividend and current dividend yield?What factors drove the changes in PennyMac Mortgage's revenue and profit?What is PennyMac Mortgage's gross profit margin?What is the market's earnings forecast for PennyMac Mortgage next quarter?What is the revenue and EPS growth rate for PennyMac Mortgage year over year?
