PGR
The Progressive·NYSE
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PGR fundamentals
The Progressive (PGR) released its earnings on Oct 15, 2025: revenue was 21.38B (YoY +8.42%), missed estimates; EPS was 4.45 (YoY +11.81%), missed estimates.
Revenue / YoY
21.38B
+8.42%
EPS / YoY
4.45
+11.81%
Report date
Oct 15, 2025
PGR Earnings Call Summary for Q3,2025
- Record Growth: 12% PIF and 10% premium growth, driven by competitive rates and legislative reforms in Florida.
- Florida Management: $950M policyholder credit expense reflects 10%+ loss cost decline; third rate cut planned to avoid excess profits.
- Capital Flexibility: $1.2B annual buyback pace if undervalued, with dividend discussions ongoing. No M&A plans, focusing on organic expansion.
- Tech-Driven Pricing: Telematics adoption (47 states) enables precise risk segmentation, with 4% VMT decline in Q3.
- Competitive Edge: Surgical rate adjustments and real-time ad buys maintain growth despite intense competition.
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Key Indicators
The Progressive (PGR) key financial stats and ratios, covering profitability, financial health, and leverage.
The Progressive (PGR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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The Progressive (PGR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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The Progressive (PGR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does The Progressive (PGR) generate its revenue? Explore its key revenue streams and top earning regions.
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Track The Progressive (PGR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is the revenue and EPS growth rate for The Progressive year over year?What is The Progressive's gross profit margin?What is The Progressive's latest dividend and current dividend yield?What does The Progressive do and what are its main business segments?What is the market's earnings forecast for The Progressive next quarter?What guidance did The Progressive's management provide for the next earnings period?What were the key takeaways from The Progressive’s earnings call?What were the key takeaways from The Progressive's earnings call?
