PGR
The Progressive·NYSE
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PGR fundamentals
The Progressive (PGR) released its earnings on Jan 28, 2026: revenue was 19.51B (YoY +7.75%), missed estimates; EPS was 4.5829 (YoY +12.29%), beat estimates.
Revenue / YoY
19.51B
+7.75%
EPS / YoY
4.5829
+12.29%
Report date
Jan 28, 2026
PGR Earnings Call Summary for Q4,2025
- Record Capital Generation: $13 billion in comprehensive income and 40% ROE, supporting a $13.50 variable dividend.
- Strategic Growth: 12% PIF growth in core auto, expanding into Commercial Auto (46-state BOP) and new ventures (life/pet insurance).
- Conservative Capital Management: 3.5:1 operating leverage, below 30% debt-to-capital, and 3.5-year fixed income duration.
- Regulatory Focus: Florida policyholder credit charges at $1.2 billion, with cautious 2026 rate outlook.
- AI & AV Strategy: Investing in UBI and predictive analytics, while monitoring slow AV adoption.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
The Progressive (PGR) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
The Progressive (PGR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Balance Sheet
The Progressive (PGR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
The Progressive (PGR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does The Progressive (PGR) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track The Progressive (PGR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is the market's earnings forecast for The Progressive next quarter?What is the revenue and EPS growth rate for The Progressive year over year?What were the key takeaways from The Progressive’s earnings call?What is The Progressive's gross profit margin?What guidance did The Progressive's management provide for the next earnings period?What were the key takeaways from The Progressive's earnings call?What does The Progressive do and what are its main business segments?What is The Progressive's latest dividend and current dividend yield?
