The Progressive (PGR) Fundamental Analysis: Revenue, Earnings & Valuation

5.39 / 10

Netural

Fundamental analysis rates PGR as neutral (5.4/10). Strengths include high accounts‑receivable turnover, excellent fixed‑asset turnover, robust ROE growth and strong profit YoY gains. Weakness lies in a negative Asset‑MV factor. Overall fundamentals are balanced but slightly positive.

Analysis Checks(9/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight10.36%

1M Return3.04%

ROE (diluted) (YoY growth rate %)

Value32.78

Score3/3

Weight16.72%

1M Return4.66%

Accounts receivable turnover ratio

Value23.56

Score3/3

Weight8.51%

1M Return2.53%

Total profit (YoY growth rate %)

Value32.76

Score2/3

Weight10.24%

1M Return2.99%

Fixed assets turnover ratio

Value9682.62

Score3/3

Weight7.73%

1M Return2.32%

Diluted earnings per share (YoY growth rate %)

Value33.54

Score2/3

Weight11.28%

1M Return3.20%

Cost of sales ratio (%)

Value64.19

Score3/3

Weight8.27%

1M Return2.47%

Asset-MV

Value-0.55

Score1/3

Weight6.45%

1M Return2.07%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value33.62

Score2/3

Weight12.50%

1M Return3.62%

Current ratio

Value3.83

Score3/3

Weight7.94%

1M Return2.38%

Is PGR fundamentally strong?

PGR scores 5.39/10 on fundamentals and holds a Fair valuation at present. Backed by its 40.45% ROE, 12.90% net margin, 10.53 P/E ratio, 3.93 P/B ratio, and 33.49% earnings growth, these metrics solidify its Netural investment rating.