PFSI
PennyMac Financial·NYSE
--
--(--)
--
--(--)
PFSI fundamentals
PennyMac Financial (PFSI) released its earnings on Jan 29, 2026: revenue was 538.00M (YoY +14.44%), missed estimates; EPS was 1.97 (YoY +1.03%), missed estimates.
Revenue / YoY
538.00M
+14.44%
EPS / YoY
1.97
+1.03%
Report date
Jan 29, 2026
PFSI Earnings Call Summary for Q4,2025
- Q4 Results: $107M net income, 10% ROE vs. 18% Q3. Full-year net up 61%.
- Vesta Impact: 50% efficiency, 25% cost savings. 2026 ROE target mid-teens.
- Risks: 25bps margin compression, 16% prepayment speeds.
- Liquidity: $4.6B, 100% hedge ratio.
- 2026 Outlook: $2.3-2.4T origination, 15-25% correspondent share.
EPS
Revenue
Revenue & Expenses
Key Indicators
PennyMac Financial (PFSI) key financial stats and ratios, covering profitability, financial health, and leverage.
PennyMac Financial (PFSI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
PennyMac Financial (PFSI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
PennyMac Financial (PFSI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does PennyMac Financial (PFSI) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track PennyMac Financial (PFSI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is the market's earnings forecast for PennyMac Financial next quarter?What were the key takeaways from PennyMac Financial's earnings call?What were the key takeaways from PennyMac Financial’s earnings call?What does PennyMac Financial do and what are its main business segments?What factors drove the changes in PennyMac Financial's revenue and profit?What is PennyMac Financial's gross profit margin?What is the revenue and EPS growth rate for PennyMac Financial year over year?Did PennyMac Financial beat or miss consensus estimates last quarter?
