PFS
Provident Financial·NYSE
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PFS fundamentals
Provident Financial (PFS) released its earnings on Oct 30, 2025: revenue was 221.75M (YoY +5.32%), beat estimates; EPS was 0.55 (YoY +14.58%), beat estimates.
Revenue / YoY
221.75M
+5.32%
EPS / YoY
0.55
+14.58%
Report date
Oct 30, 2025
PFS Earnings Call Summary for Q3,2025
- Record Performance: $109 million pretax pre-provision revenue, up 9% QoQ.
- Deposit Strength: Core deposits +7.5% annualized, total deposits +8%.
- Loan Growth: C&I up double digits, pipeline at 6.15% yield.
- Efficiency: 51% ratio reflects strong cost control.
- Dividend Increase: $0.24 per share, consistent with prior quarter.
- Strategic Focus: Specialty lending reducing CRE concentration to 402%.
- M&A Cautious: Organic growth prioritized, M&A as opportunistic.
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Revenue
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Key Indicators
Provident Financial (PFS) key financial stats and ratios, covering profitability, financial health, and leverage.
Provident Financial (PFS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Provident Financial (PFS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Provident Financial (PFS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Provident Financial (PFS) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Provident Financial (PFS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Provident Financial’s earnings call?What is the market's earnings forecast for Provident Financial next quarter?What were the key takeaways from Provident Financial's earnings call?What is the revenue and EPS growth rate for Provident Financial year over year?What factors drove the changes in Provident Financial's revenue and profit?What does Provident Financial do and what are its main business segments?What is Provident Financial's gross profit margin?Did Provident Financial beat or miss consensus estimates last quarter?
