PB
Prosperity Bancshares·NYSE
--
--(--)
--
--(--)
1.93 / 10
Underperform
PB's fundamental score of 1.9/10 flags significant concerns. Key risks include Net profit attributable to parent company shareholders / Net profit at 100% (group 2, score 1/3) and PB-ROE at -0.8752 (group 4, score 1), both signaling diluted earnings power and below-peer ROE. While Total profit (YoY +13.2%) and Gross profit margin (36.7%) offer some relief, they are outweighed by liabilities and asset valuation factors, leading to an overall defensive stance.
Analysis Checks(4/10)
Net assets per share (growth rate compared to beginning of year %)
Value4.83
Score0/3
Weight4.51%
1M Return2.09%
Value4.83
Score0/3
Weight4.51%
1M Return2.09%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.08%
1M Return3.05%
Value100.00
Score1/3
Weight7.08%
1M Return3.05%
Profit-MV
Value1.42
Score1/3
Weight11.75%
1M Return4.44%
Value1.42
Score1/3
Weight11.75%
1M Return4.44%
PB-ROE
Value-0.88
Score1/3
Weight11.75%
1M Return4.93%
Value-0.88
Score1/3
Weight11.75%
1M Return4.93%
Asset-MV
Value-0.50
Score2/3
Weight18.90%
1M Return7.51%
Value-0.50
Score2/3
Weight18.90%
1M Return7.51%
Revenue-MV
Value-0.79
Score1/3
Weight13.29%
1M Return4.65%
Value-0.79
Score1/3
Weight13.29%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.08%
1M Return3.43%
Value36.70
Score3/3
Weight8.08%
1M Return3.43%
Total profit (YoY growth rate %)
Value13.21
Score2/3
Weight9.07%
1M Return3.74%
Value13.21
Score2/3
Weight9.07%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.08%
1M Return3.43%
Value100.00
Score3/3
Weight8.08%
1M Return3.43%
Cash-MV
Value0.14
Score0/3
Weight7.48%
1M Return3.01%
Value0.14
Score0/3
Weight7.48%
1M Return3.01%
Net assets per share (growth rate compared to beginning of year %)
Value4.83
Score0/3
Weight4.51%
1M Return2.09%
Value4.83
Score0/3
Weight4.51%
1M Return2.09%
Revenue-MV
Value-0.79
Score1/3
Weight13.29%
1M Return4.65%
Value-0.79
Score1/3
Weight13.29%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score1/3
Weight7.08%
1M Return3.05%
Value100.00
Score1/3
Weight7.08%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.08%
1M Return3.43%
Value36.70
Score3/3
Weight8.08%
1M Return3.43%
Profit-MV
Value1.42
Score1/3
Weight11.75%
1M Return4.44%
Value1.42
Score1/3
Weight11.75%
1M Return4.44%
Total profit (YoY growth rate %)
Value13.21
Score2/3
Weight9.07%
1M Return3.74%
Value13.21
Score2/3
Weight9.07%
1M Return3.74%
PB-ROE
Value-0.88
Score1/3
Weight11.75%
1M Return4.93%
Value-0.88
Score1/3
Weight11.75%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.08%
1M Return3.43%
Value100.00
Score3/3
Weight8.08%
1M Return3.43%
Asset-MV
Value-0.50
Score2/3
Weight18.90%
1M Return7.51%
Value-0.50
Score2/3
Weight18.90%
1M Return7.51%
Cash-MV
Value0.14
Score0/3
Weight7.48%
1M Return3.01%
Value0.14
Score0/3
Weight7.48%
1M Return3.01%
Is PB fundamentally strong?
- PB scores 1.93/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.21% ROE, 43.43% net margin, 13.39 P/E ratio, 0.95 P/B ratio, and 13.27% earnings growth, these metrics solidify its Underperform investment rating.
