Paymentus Holdings (PAY) Fundamental Analysis: Revenue, Earnings & Valuation

7.00 / 10

Outperform

Fundamental rating is Outperform with a 7.0/10 score. Key bullish factors include PB‑ROE, Revenue‑MV, Asset‑MV and strong net‑cash‑flow growth, while concerns arise from modest operating‑revenue growth, low profit‑MV and high days‑sales‑outstanding. Overall quality appears encouraging.

Analysis Checks(5/10)

Revenue-MV

Value-0.32

Score2/3

Weight5.43%

1M Return3.59%

Days sales outstanding

Value33.42

Score0/3

Weight-2.96%

1M Return-2.87%

Profit-MV

Value-0.26

Score0/3

Weight-3.95%

1M Return-4.08%

Net income-Revenue

Value-0.76

Score3/3

Weight26.58%

1M Return26.51%

PB-ROE

Value4.85

Score3/3

Weight50.66%

1M Return51.53%

Net cash flow from operating activities (YoY growth rate %)

Value154.78

Score2/3

Weight2.84%

1M Return2.30%

Operating revenue (YoY growth rate %)

Value37.25

Score1/3

Weight1.28%

1M Return0.97%

Asset-MV

Value-0.55

Score2/3

Weight16.67%

1M Return14.96%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value51.55

Score1/3

Weight0.97%

1M Return0.74%

Cash-MV

Value-0.85

Score1/3

Weight2.48%

1M Return1.93%

Is PAY undervalued or overvalued?

PAY scores 7.00/10 on fundamentals and holds a Discounted valuation at present. Backed by its 12.80% ROE, 5.59% net margin, 47.14 P/E ratio, 5.63 P/B ratio, and 47.22% earnings growth, these metrics solidify its Outperform investment rating.