OSCR
Oscar Health·NYSE
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OSCR fundamentals
During Q4 2025, Oscar Health (OSCR) reported revenue of 2.81B, a YoY change of 17.25%. Net income was -352.43M, a YoY change of -129.92%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2020 | Q2,2020 | Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jan 1, 2020 | Apr 1, 2020 | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2020 | Jun 30, 2020 | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Revenue | 88.10M -- | 115.33M -- | 101.70M -- | 157.67M -- | 369.39M +319.27% | 529.28M +358.95% | 443.98M +336.56% | 496.07M +214.62% | 972.76M +163.35% | 1.02B +92.21% | 978.43M +120.38% | 995.13M +100.60% | 1.47B +51.08% | 1.52B +49.56% | 1.44B +47.17% | 1.43B +43.87% | 2.14B +45.77% | 2.22B +45.86% | 2.42B +68.30% | 2.39B +67.11% | 3.05B +42.20% | 2.86B +29.04% | 2.99B +23.21% | 2.81B +17.25% | 11.70B -- |
Insurance Service Revenue | 85.22M -- | 113.76M -- | 99.14M -- | 156.91M -- | 368.54M +332.46% | 528.16M +364.29% | 441.74M +345.55% | 492.58M +213.92% | 955.40M +159.24% | 994.60M +88.31% | 953.66M +115.89% | 967.46M +96.41% | 1.43B +49.53% | 1.47B +48.30% | 1.39B +45.97% | 1.39B +43.72% | 2.09B +46.55% | 2.16B +46.72% | 2.37B +70.12% | 2.35B +68.67% | 3.00B +43.09% | 2.80B +29.54% | 2.92B +23.46% | 2.75B +17.12% | 11.47B -- |
Gain (Loss) on Trading Securities | 2.88M -- | 1.57M -- | 2.56M -- | 758.00K -- | 510.00K -82.32% | 769.00K -50.99% | 688.00K -73.07% | 334.00K -55.94% | -1.13M -321.37% | 2.27M +195.45% | 5.34M +676.45% | 21.11M +6220.06% | 36.06M +3293.62% | 41.48M +1725.88% | 42.37M +693.11% | 35.54M +68.36% | 42.99M +19.23% | 49.99M +20.51% | 50.33M +18.78% | 42.42M +19.36% | 46.11M +7.26% | 54.00M +8.02% | 53.22M +5.74% | 49.61M +16.95% | 202.94M -- |
Other Revenue | -- -- | -- -- | -- -- | 0 -- | 341.00K -- | 353.00K -- | 1.55M -- | 3.15M -- | 18.49M +5323.17% | 20.45M +5693.77% | 19.42M +1154.59% | 6.56M +108.15% | 5.00M -72.95% | 5.08M -75.14% | 5.54M -71.47% | 5.72M -12.76% | 5.63M +12.61% | 5.23M +2.87% | 4.90M -11.59% | 4.81M -15.93% | 4.33M -23.15% | 6.50M +24.20% | 8.80M +79.65% | 8.96M +86.31% | 28.59M -- |
Operating Expenses | 184.05M -- | 154.68M -- | 181.83M -- | 344.51M -- | 433.43M +135.49% | 601.79M +289.06% | 655.66M +260.59% | 692.32M +100.96% | 1.04B +140.25% | 1.12B +86.74% | 1.17B +78.57% | 1.22B +75.87% | 1.50B +43.58% | 1.53B +35.97% | 1.50B +27.97% | 1.58B +29.53% | 1.96B +30.88% | 2.15B +40.80% | 2.47B +64.98% | 2.54B +61.06% | 2.75B +40.50% | 3.09B +43.82% | 3.12B +26.03% | 3.14B +23.57% | 12.10B -- |
Insurance Service Fee | 84.22M -- | 55.51M -- | 85.39M -- | 1.23B -- | 268.05M +218.29% | 419.88M +656.38% | 453.58M +431.17% | 1.21B -1.96% | 734.57M +174.04% | 808.64M +92.59% | 852.69M +87.99% | 2.03B +68.46% | 1.09B +48.60% | 1.18B +46.17% | 1.12B +30.96% | 1.34B -34.03% | 1.52B +39.58% | 1.68B +42.14% | 1.99B +77.87% | 2.14B +59.83% | 2.27B +48.87% | 2.56B +52.50% | 2.63B +32.25% | 2.56B +19.56% | 10.02B -- |
Net Reinsurance Contract Expenses | -- -- | -- -- | -- -- | -1.06B -- | -- -- | -- -- | -- -- | -779.11M +26.16% | -- -- | -- -- | -- -- | -1.15B -47.24% | -- -- | -- -- | 46.52M -- | -135.36M +88.20% | 31.13M -- | 28.66M -- | 17.79M -61.75% | -77.57M +42.69% | -8.63M -127.73% | -9.14M -131.91% | -40.50M -327.66% | 58.28M +175.12% | -- -- |
Selling, General and Administrative Expenses | -- -- | -- -- | -- -- | 383.19M -- | -- -- | -- -- | -- -- | 675.44M +76.27% | -- -- | -- -- | -- -- | 1.27B +88.43% | -- -- | -- -- | 335.04M -- | 371.90M -70.78% | 401.97M -- | 442.81M -- | 467.88M +39.65% | 475.05M +27.74% | 489.49M +21.77% | 541.46M +22.28% | 528.90M +13.04% | 518.91M +9.23% | 2.08B -- |
Other Operating Expenses | 99.83M -- | 99.16M -- | 96.44M -- | -213.98M -- | 165.38M +65.65% | 181.91M +83.44% | 202.08M +109.55% | -410.29M -91.74% | 306.73M +85.47% | 315.17M +73.26% | 318.11M +57.42% | -940.00M -129.11% | 403.46M +31.54% | 346.06M +9.80% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Operating Income | -95.95M -- | -39.35M -- | -80.13M -- | -186.84M -- | -64.04M +33.25% | -72.51M -84.25% | -211.68M -164.17% | -196.25M -5.04% | -68.53M -7.01% | -106.49M -46.87% | -192.37M +9.12% | -222.48M -13.36% | -25.36M +62.99% | -6.53M +93.87% | -58.24M +69.72% | -145.48M +34.61% | 185.56M +831.55% | 67.81M +1138.63% | -48.37M +16.95% | -147.73M -1.55% | 297.12M +60.12% | -230.48M -439.89% | -129.25M -167.19% | -333.75M -125.92% | -396.36M -- |
Non-Operating Income (Loss) | 0 -- | 0 -- | 0 -- | -3.51M -- | -23.88M -- | -228.00K -- | -398.00K -- | -1.60M +54.52% | -7.27M +69.53% | -5.35M -2245.61% | -2.79M -601.01% | -4.80M -200.13% | -12.24M -68.30% | -7.73M -44.58% | -6.54M -134.55% | -5.17M -7.74% | -7.08M +42.17% | -6.86M +11.24% | -3.94M +39.82% | -5.96M -15.31% | -8.91M -25.88% | -3.05M +55.52% | -10.04M -154.98% | -18.93M -217.79% | -40.94M -- |
Interest Expense | 0 -- | 0 -- | 0 -- | 3.51M -- | 3.70M -- | 228.00K -- | 398.00K -- | 397.00K -88.70% | 4.22M +14.17% | 6.14M +2593.42% | 6.13M +1439.20% | 6.13M +1445.34% | 6.14M +45.37% | 6.12M -0.34% | 6.13M +0.07% | 6.22M +1.34% | 5.90M -3.81% | 5.99M -2.11% | 5.82M -5.14% | 6.03M -3.07% | 5.99M +1.56% | 5.85M -2.40% | 6.86M +17.92% | -1.10M -118.20% | 17.60M -- |
Other Non-Operating Income (Loss) | -- -- | -- -- | -- -- | 0 -- | -20.18M -- | -- -- | -- -- | -1.20M -- | -3.05M +84.87% | 793.00K -- | 3.34M -- | 1.34M +211.49% | -6.11M -100.00% | -1.61M -303.28% | -414.00K -112.41% | 1.05M -21.58% | -1.18M +80.71% | -872.00K +45.91% | 1.88M +553.38% | 68.00K -93.52% | -2.92M -147.71% | 2.79M +420.41% | -3.18M -269.63% | -20.03M -29557.35% | -23.34M -- |
Pretax Income From Continuing Operations | -95.95M -- | -39.35M -- | -80.13M -- | -190.35M -- | -87.92M +8.37% | -72.73M -84.83% | -212.08M -164.67% | -197.85M -3.94% | -75.80M +13.78% | -111.83M -53.76% | -195.16M +7.98% | -227.28M -14.87% | -37.61M +50.39% | -14.26M +87.25% | -64.79M +66.80% | -150.64M +33.72% | 178.48M +574.59% | 60.95M +527.38% | -52.31M +19.26% | -153.69M -2.02% | 288.21M +61.48% | -233.54M -483.17% | -139.29M -166.27% | -352.68M -129.48% | -437.30M -- |
Current Income Tax | -- -- | -- -- | -- -- | 1.11M -- | -- -- | -- -- | -- -- | 947.00K -14.84% | -- -- | -- -- | -- -- | -358.00K -137.80% | -- -- | -- -- | -- -- | 3.24M +1003.91% | -- -- | -- -- | -- -- | 9.64M +197.99% | -- -- | -- -- | -- -- | 3.16M -67.26% | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -67.00K -- | -- -- | -- -- | -- -- | -101.00K -50.75% | -- -- | -- -- | -- -- | -165.00K -63.37% | -- -- | -- -- | -- -- | 58.00K +135.15% | -- -- | -- -- | -- -- | -2.34M -4131.03% | -- -- | -- -- | -- -- | 2.45M +204.75% | -- -- |
Net Income | -96.88M -- | -40.94M -- | -79.13M -- | -189.87M -- | -88.88M +8.26% | -73.32M -79.08% | -211.48M -167.25% | -197.74M -4.15% | -77.32M +13.01% | -112.13M -52.92% | -193.55M +8.48% | -226.56M -14.57% | -39.63M +48.75% | -15.43M +86.24% | -65.70M +66.05% | -149.84M +33.86% | 177.48M +547.87% | 56.31M +465.07% | -54.39M +17.22% | -153.28M -2.30% | 275.51M +55.23% | -228.49M -505.76% | -137.48M -152.78% | -352.43M -129.92% | -442.90M -- |
Net Income Attributable to Minority Interests | -- -- | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 1.18M -- | -2.17M -- | 39.00K -- | -634.00K -- | -514.00K -143.56% | 144.00K +106.64% | 103.00K +164.10% | -305.00K +51.89% | 192.00K +137.35% | 114.00K -20.83% | 105.00K +1.94% | 208.00K +168.20% | 262.00K +36.46% | 235.00K +106.14% | -130.00K -223.81% | -34.00K -116.35% | 177.00K -32.44% | 248.00K -- |
Net Income Attributable to Owners of the Company | -96.88M -- | -40.94M -- | -79.13M -- | -189.87M -- | -88.88M +8.26% | -73.32M -79.08% | -211.48M -167.25% | -198.92M -4.77% | -75.15M +15.45% | -112.16M -52.97% | -192.91M +8.78% | -226.05M -13.64% | -39.77M +47.08% | -15.53M +86.16% | -65.40M +66.10% | -150.03M +33.63% | 177.37M +545.96% | 56.21M +461.97% | -54.60M +16.52% | -153.55M -2.34% | 275.27M +55.20% | -228.36M -506.29% | -137.45M -151.76% | -352.61M -129.64% | -443.15M -- |
Preferred Stock Dividends | -- -- | -- -- | -- -- | 7.42M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Adjustments | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | 0 -- | -5.78M -- | -5.84M -- | 0 -- | 17.46M -- | -5.49M +5.12% | 0 +100.00% | 0 -- | 0 -100.00% | -5.49M -- |
Net Income Attributable to Common Stockholders | -96.88M -- | -40.94M -- | -79.13M -- | -197.29M -- | -88.88M +8.26% | -73.32M -79.08% | -211.48M -167.25% | -198.92M -0.83% | -75.15M +15.45% | -112.16M -52.97% | -192.91M +8.78% | -226.05M -13.64% | -39.77M +47.08% | -15.53M +86.16% | -65.40M +66.10% | -150.03M +33.63% | 183.15M +560.50% | 62.05M +499.58% | -54.60M +16.52% | -171.01M -13.98% | 280.76M +53.29% | -228.36M -468.05% | -137.45M -151.76% | -352.61M -106.20% | -437.67M -- |
Other Comprehensive Income | 1.53M -- | 692.00K -- | -1.00M -- | -313.00K -- | -275.00K -117.99% | -644.00K -193.06% | 57.00K +105.69% | -3.69M -1078.27% | -8.54M -3003.64% | -3.02M -368.17% | 730.00K +1180.70% | 4.78M +229.50% | 5.24M +161.35% | -2.38M +21.16% | 2.40M +229.18% | 5.76M +20.64% | -3.90M -174.54% | -31.00K +98.70% | 28.68M +1093.34% | -27.88M -583.83% | 11.43M +392.80% | 4.12M +13387.10% | 2.67M -90.70% | 1.64M +105.90% | 19.86M -- |
Total Comprehensive Income | -95.35M -- | -40.25M -- | -80.13M -- | -190.18M -- | -89.16M +6.50% | -73.97M -83.76% | -211.42M -163.84% | -201.43M -5.91% | -85.86M +3.70% | -115.14M -55.66% | -192.82M +8.80% | -221.78M -10.11% | -34.39M +59.94% | -17.80M +84.54% | -63.30M +67.17% | -144.08M +35.04% | 173.58M +604.71% | 56.28M +416.15% | -25.71M +59.38% | -181.16M -25.74% | 286.93M +65.30% | -224.37M -498.66% | -134.82M -424.34% | -350.79M -93.63% | -423.05M -- |
Total Comprehensive Income Attributable to Minority Interests | -- -- | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 1.18M -- | -2.17M -- | 39.00K -- | -634.00K -- | -514.00K -143.56% | 144.00K +106.64% | 103.00K +164.10% | -305.00K +51.89% | 192.00K +137.35% | 114.00K -20.83% | 105.00K +1.94% | 208.00K +168.20% | 262.00K +36.46% | 235.00K +106.14% | -130.00K -223.81% | -34.00K -116.35% | 177.00K -32.44% | 248.00K -- |
Total Comprehensive Income Attributable to Owners of the Company | -95.35M -- | -40.25M -- | -80.13M -- | -190.18M -- | -89.16M +6.50% | -73.97M -83.76% | -211.42M -163.84% | -202.61M -6.53% | -83.69M +6.13% | -115.18M -55.72% | -192.18M +9.10% | -221.27M -9.21% | -34.54M +58.73% | -17.91M +84.45% | -62.99M +67.22% | -144.27M +34.80% | 173.47M +602.27% | 56.18M +413.74% | -25.92M +58.85% | -181.43M -25.76% | 286.70M +65.28% | -224.24M -499.18% | -134.78M -420.00% | -350.97M -93.45% | -423.29M -- |
Basic EPS | -3.36 -- | -4.77 -- | -2.72 -- | -- -- | -1 +70.24% | -0.35 +92.66% | -1.02 +62.50% | -0.95 -- | -0.36 +64.00% | -0.53 -51.43% | -0.91 +10.78% | -1.05 -10.53% | -0.18 +50.00% | -0.07 +86.79% | -0.29 +68.13% | -0.65 +38.10% | 0.77 +527.78% | 0.24 +442.86% | -0.22 +24.14% | -0.61 +6.15% | 1.1 +42.86% | -0.89 -470.83% | -0.53 -140.91% | -1.18 -93.44% | -1.5 -- |
Basic EPS from Continuing Operations | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -0.29 -- | -- -- | 0.77 -- | 0.24 -- | -0.22 +24.14% | -- -- | 1.1 +42.86% | -0.89 -470.83% | -0.53 -140.91% | -- -- | -- -- |
Diluted EPS | -3.36 -- | -4.77 -- | -2.72 -- | -- -- | -1 +70.24% | -0.35 +92.66% | -1.02 +62.50% | -- -- | -0.36 +64.00% | -0.53 -51.43% | -0.91 +10.78% | -- -- | -0.18 +50.00% | -0.07 +86.79% | -0.29 +68.13% | -- -- | 0.62 +444.44% | 0.2 +385.71% | -0.22 +24.14% | -- -- | 0.92 +48.39% | -0.89 -545.00% | -0.53 -140.91% | -- -- | -- -- |
Diluted EPS from Continuing Operations | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -0.29 -- | -- -- | 0.62 -- | 0.2 -- | -0.22 +24.14% | -- -- | 0.92 +48.39% | -0.89 -545.00% | -0.53 -140.91% | -- -- | -- -- |
You can ask Aime
What were the key takeaways from Oscar Health's earnings call?What is Oscar Health's latest dividend and current dividend yield?What does Oscar Health do and what are its main business segments?What is the market's earnings forecast for Oscar Health next quarter?What is the revenue and EPS growth rate for Oscar Health year over year?What factors drove the changes in Oscar Health's revenue and profit?What were the key takeaways from Oscar Health’s earnings call?What is Oscar Health's gross profit margin?
