OSCR
Oscar Health·NYSE
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OSCR fundamentals
Oscar Health (OSCR) released its earnings on Nov 6, 2025: revenue was 2.99B (YoY +23.40%), missed estimates; EPS was -0.53 (YoY -140.91%), beat estimates.
Revenue / YoY
2.99B
+23.40%
EPS / YoY
-0.53
-140.91%
Report date
Nov 6, 2025
OSCR Earnings Call Summary for Q3,2025
- Revenue & Growth: Q3 2025 revenue up 23% YoY to $3B, with 2.1M members (+28% YoY).
- MLR Challenge: Medical loss ratio rose to 88.5% due to higher market morbidity.
- 2026 Pricing: 28% rate increase to navigate 20-30% market contraction, targeting 2026 profitability.
- AI Innovation: Launched Oswell AI agent and new health plans for underserved populations.
- Financial Strength: $4.8B cash reserves, with $60M in 2026 cost cuts planned.
- Market Share: Competitive in 30% of markets with lowest silver plan pricing.
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Key Indicators
Oscar Health (OSCR) key financial stats and ratios, covering profitability, financial health, and leverage.
Oscar Health (OSCR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Oscar Health (OSCR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Oscar Health (OSCR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Oscar Health (OSCR) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Oscar Health (OSCR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What guidance did Oscar Health's management provide for the next earnings period?What were the key takeaways from Oscar Health’s earnings call?What is the revenue and EPS growth rate for Oscar Health year over year?What factors drove the changes in Oscar Health's revenue and profit?What does Oscar Health do and what are its main business segments?What were the key takeaways from Oscar Health's earnings call?What is Oscar Health's latest dividend and current dividend yield?What is Oscar Health's gross profit margin?
