ORI
Old Republic·NYSE
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ORI fundamentals
Old Republic (ORI) released its earnings on Jan 22, 2026: revenue was 2.39B (YoY +19.38%), beat estimates; EPS was 0.74 (YoY -17.78%), missed estimates.
Revenue / YoY
2.39B
+19.38%
EPS / YoY
0.74
-17.78%
Report date
Jan 22, 2026
ORI Earnings Call Summary for Q4,2025
- Q4 2025 Financials: Consolidated pretax operating income $236M (down 17% YoY). Full year $1B (14.1% ROE, 22% book value growth).
- Specialty Insurance Growth: Full year net premiums $5.1B (+10.9%), pretax op. income $900M (record high).
- Title Insurance Momentum: Full year premium/fees +9.1%, commercial share 26% (vs. 22% 2024).
- Investment Yield: Bond portfolio yield 4.75% (up 50bps YoY).
- Capital Returns: $1B returned in 2025 ($700M dividends, $300M buybacks).
- 2026 Outlook: Specialty combined ratio ~93.2%, Title commercial +15-20%.
- Risk Management: 16% commercial auto rate hikes, $17.5M credit loss reserve increase.
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Key Indicators
Old Republic (ORI) key financial stats and ratios, covering profitability, financial health, and leverage.
Old Republic (ORI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Old Republic (ORI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Old Republic (ORI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Old Republic (ORI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Old Republic (ORI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the revenue and EPS growth rate for Old Republic year over year?What is Old Republic's latest dividend and current dividend yield?What is the market's earnings forecast for Old Republic next quarter?What does Old Republic do and what are its main business segments?What were the key takeaways from Old Republic’s earnings call?Did Old Republic beat or miss consensus estimates last quarter?What is Old Republic's gross profit margin?What factors drove the changes in Old Republic's revenue and profit?
