OPFI
OppFi·NYSE
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OPFI fundamentals
OppFi (OPFI) released its earnings on Oct 29, 2025: revenue was 155.09M (YoY +13.54%), beat estimates; EPS was 0.46 (YoY +39.39%), beat estimates.
Revenue / YoY
155.09M
+13.54%
EPS / YoY
0.46
+39.39%
Report date
Oct 29, 2025
OPFI Earnings Call Summary for Q3,2025
- Revenue Growth: Q3 revenue up 14% YoY to $155M, driven by AI-powered originations and risk-based pricing.
- Profit Expansion: Adjusted net income surges 41% to $41M, with expenses optimized to 30% of revenue.
- Strategic Moves: Renewed credit facility, share buybacks, and Bitty investment diversify growth engines.
- AI Leadership: Model 6.1 refit enhances risk pricing, while Connected TV tests 2026 growth channels.
- Guidance Raise: Full-year adj. net income raised to $137M-$142M, reflecting double-digit growth confidence.
EPS
Revenue
Revenue & Expenses
OPFI has released its 2025 Q3 earnings report, with revenue of 104.56M, reflecting a YoY change of 14.69%, and net profit of 75.93M, showing a YoY change of 136.87%. The Sankey diagram below clearly presents OPFI's revenue sources and cost distribution.
Key Indicators
OppFi (OPFI) key financial stats and ratios, covering profitability, financial health, and leverage.
OppFi (OPFI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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OppFi (OPFI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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OppFi (OPFI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does OppFi (OPFI) generate its revenue? Explore its key revenue streams and top earning regions.
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Track OppFi (OPFI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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