OMF
OneMain Holdings·NYSE
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OMF fundamentals
OneMain Holdings (OMF) released its earnings on Feb 5, 2026: revenue was 1.29B (YoY +10.01%), beat estimates; EPS was 1.59 (YoY +37.07%), beat estimates.
Revenue / YoY
1.29B
+10.01%
EPS / YoY
1.59
+37.07%
Report date
Feb 5, 2026
OMF Earnings Call Summary for Q4,2025
- Record Growth: 2025 C&I EPS up 36% to $6.66; capital gen $913M (+33%). Q4 cap gen $225M, up 23% YoY.
- Credit Improvement: Consumer loan charge-offs down 63bps YoY; card charge-offs improved 22bps to 17.1%.
- Product Expansion: Auto finance up 17% YoY; new secured lending for homeowners; Ally partnership scaling to 1,700 dealers.
- Share Buybacks: $70M repurchased in Q4 vs. $32M in Q3; $1B program through 2028.
- 2026 Outlook: 6-9% receivables growth; C&I charge-offs 7.4-7.9%; OpEx ratio 6.6%.
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Key Indicators
OneMain Holdings (OMF) key financial stats and ratios, covering profitability, financial health, and leverage.
OneMain Holdings (OMF)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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OneMain Holdings (OMF)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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OneMain Holdings (OMF)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does OneMain Holdings (OMF) generate its revenue? Explore its key revenue streams and top earning regions.
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Track OneMain Holdings (OMF) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
Did OneMain Holdings beat or miss consensus estimates last quarter?What is OneMain Holdings's latest dividend and current dividend yield?What is OneMain Holdings's gross profit margin?What guidance did OneMain Holdings's management provide for the next earnings period?What does OneMain Holdings do and what are its main business segments?What is the revenue and EPS growth rate for OneMain Holdings year over year?What were the key takeaways from OneMain Holdings's earnings call?What factors drove the changes in OneMain Holdings's revenue and profit?
