NU
Nu Holdings·NYSE
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6.26 / 10
Outperform
Fundamental measurement shows favorable quality (6.3/10). Constructive metrics: EBIT / Total operating revenue (%) and Total profit / EBIT (%), offset by weaknesses in Gross profit margin (%). Final assessment: encouraging.
Analysis Checks(9/10)
Gross profit margin (%)
Value42.22
Score1/3
Weight0.48%
1M Return0.31%
Value42.22
Score1/3
Weight0.48%
1M Return0.31%
Net profit margin (%)
Value17.83
Score2/3
Weight5.17%
1M Return3.13%
Value17.83
Score2/3
Weight5.17%
1M Return3.13%
Cash-UP
Value-0.06
Score2/3
Weight4.88%
1M Return2.94%
Value-0.06
Score2/3
Weight4.88%
1M Return2.94%
Total assets turnover ratio
Value0.19
Score2/3
Weight6.70%
1M Return4.43%
Value0.19
Score2/3
Weight6.70%
1M Return4.43%
Asset-MV
Value-0.50
Score3/3
Weight25.85%
1M Return11.52%
Value-0.50
Score3/3
Weight25.85%
1M Return11.52%
Current liabilities / Total liabilities (%)
Value2.30
Score3/3
Weight12.04%
1M Return7.29%
Value2.30
Score3/3
Weight12.04%
1M Return7.29%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight4.19%
1M Return2.63%
Value100.00
Score2/3
Weight4.19%
1M Return2.63%
Operating revenue (YoY growth rate %)
Value30.03
Score2/3
Weight13.34%
1M Return8.31%
Value30.03
Score2/3
Weight13.34%
1M Return8.31%
EBIT / Total operating revenue (%)
Value-3056.43
Score2/3
Weight2.67%
1M Return1.68%
Value-3056.43
Score2/3
Weight2.67%
1M Return1.68%
Cash-MV
Value-0.07
Score3/3
Weight24.67%
1M Return12.37%
Value-0.07
Score3/3
Weight24.67%
1M Return12.37%
Gross profit margin (%)
Value42.22
Score1/3
Weight0.48%
1M Return0.31%
Value42.22
Score1/3
Weight0.48%
1M Return0.31%
Current liabilities / Total liabilities (%)
Value2.30
Score3/3
Weight12.04%
1M Return7.29%
Value2.30
Score3/3
Weight12.04%
1M Return7.29%
Net profit margin (%)
Value17.83
Score2/3
Weight5.17%
1M Return3.13%
Value17.83
Score2/3
Weight5.17%
1M Return3.13%
Total profit / EBIT (%)
Value100.00
Score2/3
Weight4.19%
1M Return2.63%
Value100.00
Score2/3
Weight4.19%
1M Return2.63%
Cash-UP
Value-0.06
Score2/3
Weight4.88%
1M Return2.94%
Value-0.06
Score2/3
Weight4.88%
1M Return2.94%
Operating revenue (YoY growth rate %)
Value30.03
Score2/3
Weight13.34%
1M Return8.31%
Value30.03
Score2/3
Weight13.34%
1M Return8.31%
Total assets turnover ratio
Value0.19
Score2/3
Weight6.70%
1M Return4.43%
Value0.19
Score2/3
Weight6.70%
1M Return4.43%
EBIT / Total operating revenue (%)
Value-3056.43
Score2/3
Weight2.67%
1M Return1.68%
Value-3056.43
Score2/3
Weight2.67%
1M Return1.68%
Asset-MV
Value-0.50
Score3/3
Weight25.85%
1M Return11.52%
Value-0.50
Score3/3
Weight25.85%
1M Return11.52%
Cash-MV
Value-0.07
Score3/3
Weight24.67%
1M Return12.37%
Value-0.07
Score3/3
Weight24.67%
1M Return12.37%
Is NU fundamentally strong?
- NU scores 6.26/10 on fundamentals and holds a Discounted valuation at present. Backed by its 21.72% ROE, 17.97% net margin, 33.25 P/E ratio, 7.97 P/B ratio, and 40.75% earnings growth, these metrics solidify its Outperform investment rating.
