NPB
Northpointe·NYSE
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NPB fundamentals
During Q4 2025, Northpointe (NPB) reported revenue of 65.14M, a YoY change of 49.28%. Net income was 23.64M, a YoY change of 115.13%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 31.02M -- | 43.84M -- | 45.50M -- | 54.16M -- | 43.64M +40.66% | 53.26M +21.49% | 58.96M +29.57% | 64.36M +18.83% | 65.14M +49.28% | 241.72M -- |
Net Interest Income | 26.33M -- | 27.20M -- | 28.60M -- | 28.40M -- | 30.02M +14.03% | 30.39M +11.74% | 36.52M +27.71% | 40.33M +42.00% | 43.50M +44.89% | 150.74M -- |
Interest Income | 71.92M -- | 72.58M -- | 78.90M -- | 83.35M -- | 82.70M +14.99% | 79.15M +9.05% | 93.09M +17.99% | 101.84M +22.18% | 106.13M +28.32% | 380.20M -- |
Interest Expense | 45.59M -- | 45.39M -- | 50.30M -- | 54.95M -- | 52.68M +15.55% | 48.76M +7.43% | 56.57M +12.47% | 61.51M +11.93% | 62.63M +18.88% | 229.47M -- |
Non-Interest Income | 4.69M -- | 16.65M -- | 16.91M -- | 25.76M -- | 13.61M +190.09% | 22.87M +37.40% | 22.44M +32.73% | 24.03M -6.71% | 21.64M +58.95% | 90.98M -- |
Gain (Loss) on Trading Securities | 13.66M -- | 11.35M -- | 13.71M -- | 24.59M -- | 7.03M -48.52% | 18.59M +63.73% | 19.35M +41.10% | 20.95M -14.79% | 18.31M +160.32% | 77.20M -- |
Fees and Commissions Income | -6.50M -- | 5.32M -- | 4.25M -- | 1.61M -- | 4.93M +175.77% | 2.32M -56.43% | 3.12M -26.68% | 2.79M +73.14% | 3.41M -30.85% | 11.63M -- |
Other Non-Interest Income | -2.46M -- | -20.00K -- | -1.06M -- | -445.00K -- | 1.66M +167.17% | 1.97M +9950.00% | -32.00K +96.99% | 285.00K +164.04% | -73.00K -104.41% | 2.15M -- |
Loan Impairment Loss | -1.15M -- | -357.00K -- | 298.00K -- | 178.00K -- | -446.00K +61.05% | 1.29M +462.75% | 583.00K +95.64% | 828.00K +365.17% | -608.00K -36.32% | 2.10M -- |
Income after Deducting Loan Impairment Loss | 32.17M -- | 44.20M -- | 45.20M -- | 53.98M -- | 44.08M +37.04% | 51.97M +17.58% | 58.38M +29.14% | 63.53M +17.69% | 65.75M +49.15% | 239.62M -- |
Operating Expenses | 29.86M -- | 27.98M -- | 27.80M -- | 29.37M -- | 29.44M -1.42% | 29.37M +4.96% | 31.72M +14.11% | 34.36M +16.98% | 33.78M +14.75% | 129.23M -- |
Selling, General and Administrative Expenses | 23.48M -- | 22.93M -- | 24.59M -- | 25.14M -- | 22.68M -3.38% | 24.75M +7.93% | 27.10M +10.22% | 29.04M +15.51% | 27.70M +22.10% | 108.58M -- |
Other Operating Expenses | 6.38M -- | 5.05M -- | 3.21M -- | 4.23M -- | 6.75M +5.76% | 4.62M -8.51% | 4.62M +43.85% | 5.32M +25.77% | 6.08M -9.92% | 20.65M -- |
Operating Profit | 2.31M -- | 16.21M -- | 17.40M -- | 24.61M -- | 14.65M +535.13% | 22.59M +39.35% | 26.65M +53.14% | 29.17M +18.53% | 31.97M +118.28% | 110.39M -- |
Income Before Income Taxes | 2.31M -- | 16.21M -- | 17.40M -- | 24.61M -- | 14.65M +535.13% | 22.59M +39.35% | 26.65M +53.14% | 29.17M +18.53% | 31.97M +118.28% | 110.39M -- |
Income Tax Expense | 649.00K -- | 3.96M -- | 4.18M -- | 5.91M -- | 3.66M +463.33% | 5.35M +34.91% | 6.31M +50.82% | 7.00M +18.40% | 8.33M +127.74% | 26.98M -- |
Current Income Tax | 12.81M -- | 3.96M -- | 22.73M -- | 7.27M -- | 4.78M -62.71% | 5.90M +48.81% | 6.10M -73.18% | 7.48M +2.99% | 7.19M +50.43% | 26.67M -- |
Deferred Income Tax | -1.88M -- | 0 -- | -18.55M -- | -1.35M -- | -1.12M +40.50% | -551.00K -- | 211.00K +101.14% | -482.00K +64.38% | 1.14M +201.69% | 318.00K -- |
Net Income | 1.66M -- | 12.25M -- | 13.22M -- | 18.70M -- | 10.99M +563.25% | 17.25M +40.78% | 20.34M +53.88% | 22.17M +18.57% | 23.64M +115.13% | 83.41M -- |
Net Income Attributable to Owners of the Company | 1.66M -- | 12.25M -- | 13.22M -- | 18.70M -- | 10.99M +563.25% | 17.25M +40.78% | 20.34M +53.88% | 22.17M +18.57% | 23.64M +115.13% | 83.41M -- |
Preferred Stock Dividends | 2.41M -- | 2.41M -- | 1.84M -- | 1.60M -- | 2.14M -11.04% | 2.21M -8.58% | 2.30M +24.85% | 2.04M +27.48% | 5.25M +144.73% | 11.79M -- |
Net Income Attributable to Common Stockholders | -753.00K -- | 9.84M -- | 11.38M -- | 17.10M -- | 8.85M +1274.77% | 15.04M +52.89% | 18.05M +58.57% | 20.13M +17.74% | 18.40M +107.96% | 71.62M -- |
Other Comprehensive Income | 126.00K -- | 18.00K -- | 52.00K -- | 286.00K -- | 121.00K -3.97% | 14.00K -22.22% | 146.00K +180.77% | -25.00K -108.74% | -10.00K -108.26% | 125.00K -- |
Total Comprehensive Income | 1.78M -- | 12.27M -- | 13.27M -- | 18.99M -- | 11.11M +523.16% | 17.26M +40.69% | 20.49M +54.37% | 22.15M +16.65% | 23.63M +112.70% | 83.53M -- |
Total Comprehensive Income Attributable to Owners of the Company | 1.78M -- | 12.27M -- | 13.27M -- | 18.99M -- | 11.11M +522.46% | 17.26M +40.69% | 20.49M +54.37% | 22.15M +16.65% | 23.63M +112.70% | 83.53M -- |
You can ask Aime
Did Northpointe beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Northpointe year over year?What were the key takeaways from Northpointe's earnings call?What is Northpointe's gross profit margin?What is Northpointe's latest dividend and current dividend yield?What guidance did Northpointe's management provide for the next earnings period?What factors drove the changes in Northpointe's revenue and profit?What does Northpointe do and what are its main business segments?
