NPB
Northpointe·NYSE
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NPB fundamentals
Northpointe (NPB) released its earnings on Jan 20, 2026: revenue was 65.14M (YoY +49.21%), missed estimates; EPS was 0.52 (YoY +52.94%), missed estimates.
Revenue / YoY
65.14M
+49.21%
EPS / YoY
0.52
+52.94%
Report date
Jan 20, 2026
NPB Earnings Call Summary for Q4,2025
- Record Growth: Total assets surpass $7 billion, EPS up 15% to $2.11
- MPP Dominance: MPP loans grow 31% YoY to $4.57 billion, driving 7.22% yield
- Digital Deposit Success: New relationship adds $234 million in Q4, core deposits +$500 million YoY
- Profitability: ROA 1.33%, ROTCE 14.43%, NIM 2.45-2.55% for 2026
- Risk Management: Charge-offs 8bp annualized, MPP portfolio loss rate <1%
- 2026 Outlook: Mortgage originations $2.2-2.4 billion, MPP loans $4.1-4.3 billion, expense growth 2.5%
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Key Indicators
Northpointe (NPB) key financial stats and ratios, covering profitability, financial health, and leverage.
Northpointe (NPB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Northpointe (NPB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Northpointe (NPB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Northpointe (NPB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Northpointe (NPB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What is Northpointe's gross profit margin?What is the market's earnings forecast for Northpointe next quarter?What were the key takeaways from Northpointe's earnings call?What were the key takeaways from Northpointe’s earnings call?What does Northpointe do and what are its main business segments?Did Northpointe beat or miss consensus estimates last quarter?What guidance did Northpointe's management provide for the next earnings period?What is Northpointe's latest dividend and current dividend yield?
