Nelnet (NNI) Fundamental Analysis: Revenue, Earnings & Valuation

2.97 / 10

Underperform

Fundamental rating is Underperform with a 3/10 strength. Gross profit margin (48.34%) and EBIT/Total revenue show modest positives, but cash‑to‑market, net profit margin (‑1161.7%) and operating cash flow are negative. Asset‑to‑market value is low, indicating financial weakness.

Analysis Checks(5/10)

Gross profit margin (%)

Value48.34

Score2/3

Weight3.33%

1M Return0.94%

Total profit (YoY growth rate %)

Value130.26

Score2/3

Weight16.27%

1M Return4.70%

Net cash flow from operating activities (YoY growth rate %)

Value-36.19

Score0/3

Weight-1.47%

1M Return-0.48%

Net profit margin (%)

Value-1161.70

Score0/3

Weight7.55%

1M Return2.13%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight12.38%

1M Return3.38%

Operating revenue (YoY growth rate %)

Value178.81

Score1/3

Weight11.59%

1M Return3.12%

Total assets turnover ratio

Value0.82

Score1/3

Weight11.29%

1M Return3.15%

EBIT / Total operating revenue (%)

Value-934.44

Score2/3

Weight8.89%

1M Return2.48%

Asset-MV

Value-0.55

Score2/3

Weight44.53%

1M Return8.52%

Cash-MV

Value0.09

Score0/3

Weight-14.35%

1M Return-4.63%

Is NNI undervalued or overvalued?

NNI scores 2.97/10 on fundamentals and holds a Premium valuation at present. Backed by its 12.46% ROE, 22.65% net margin, 10.74 P/E ratio, 1.29 P/B ratio, and 134.86% earnings growth, these metrics solidify its Underperform investment rating.