Nicolet Bankshares (NIC) Fundamental Analysis: Revenue, Earnings & Valuation

3.05 / 10

Netural

Fundamentals are weak (3/10). Net income‑Revenue and gross margin are strengths, while PB‑ROE and Revenue‑MV raise concerns. Overall fundamental rating is neutral, reflecting inadequate quality and mixed valuation signals.

Analysis Checks(6/10)

Revenue-MV

Value-0.84

Score1/3

Weight10.05%

1M Return4.17%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.83%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.83%

1M Return3.48%

Profit-MV

Value1.25

Score0/3

Weight7.48%

1M Return3.11%

Net income-Revenue

Value0.92

Score2/3

Weight14.72%

1M Return6.11%

PB-ROE

Value-0.86

Score1/3

Weight9.22%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.84%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.83%

1M Return3.48%

Asset-MV

Value-0.55

Score0/3

Weight9.53%

1M Return4.19%

Cash-MV

Value-0.73

Score3/3

Weight17.67%

1M Return6.86%

Is NIC fundamentally strong?

NIC scores 3.05/10 on fundamentals and holds a Fair valuation at present. Backed by its 12.40% ROE, 38.44% net margin, 21.00 P/E ratio, 2.52 P/B ratio, and 22.09% earnings growth, these metrics solidify its Netural investment rating.