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NBHC

National Bank·NYSE
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NBHC fundamentals

National Bank (NBHC) released its earnings on Oct 21, 2025: revenue was 108.89M (YoY +0.92%), beat estimates; EPS was 0.96 (YoY +11.63%), beat estimates.
Revenue / YoY
108.89M
+0.92%
EPS / YoY
0.96
+11.63%
Report date
Oct 21, 2025
NBHC Earnings Call Summary for Q3,2025
  • Q3 Earnings Beat: $0.96 EPS with 14.72% ROTCE, despite $1.7 million merger expenses.
  • Strategic Merger: Vista Bancshares deal to enhance fee income through wealth management and trust services.
  • Margin Resilience: 3.98% net interest margin with plans to maintain mid-39s guidance post-Fed cuts.
  • Credit Quality Strength: 20% NPL reduction and 10 basis points improvement in NPA ratio year-over-year.
  • 2Unifi Growth: Q4 expenses of $7-9 million, with revenue guidance pending Q4 call.
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Revenue & Expenses

Key Indicators

National Bank (NBHC) key financial stats and ratios, covering profitability, financial health, and leverage.
National Bank (NBHC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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National Bank (NBHC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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National Bank (NBHC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does National Bank (NBHC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track National Bank (NBHC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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