NBHC
National Bank·NYSE
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NBHC fundamentals
National Bank (NBHC) released its earnings on Jan 27, 2026: revenue was 100.64M (YoY -0.60%), missed estimates; EPS was 0.6 (YoY -17.81%), missed estimates.
Revenue / YoY
100.64M
-0.60%
EPS / YoY
0.6
-17.81%
Report date
Jan 27, 2026
NBHC Earnings Call Summary for Q4,2025
- 10% Loan Growth Target: 2026 loan growth of 10% driven by Texas expansion and commercial lending strength.
- Stable 4% Margin: Projected 2026 net interest margin of 4%, excluding rate changes.
- $4 EPS by 2027: Long-term target of $4+ EPS by 2027, supported by 2UniFi monetization and operational efficiency.
- 2UniFi Flat Expenses: $22 million 2026 expense guidance includes full depreciation, with potential partnership to reduce financial impact.
- Texas Market Momentum: Vista acquisition adds $2.4 billion in earning assets and positions for fee income growth in resort markets.
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Revenue & Expenses
Key Indicators
National Bank (NBHC) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
National Bank (NBHC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
National Bank (NBHC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
National Bank (NBHC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does National Bank (NBHC) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track National Bank (NBHC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What is National Bank's gross profit margin?What guidance did National Bank's management provide for the next earnings period?What is the revenue and EPS growth rate for National Bank year over year?Did National Bank beat or miss consensus estimates last quarter?What were the key takeaways from National Bank’s earnings call?What is the market's earnings forecast for National Bank next quarter?What were the key takeaways from National Bank's earnings call?What factors drove the changes in National Bank's revenue and profit?
