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MTG

Mgic Investment·NYSE
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MTG fundamentals

Mgic Investment (MTG) released its earnings on Feb 2, 2026: revenue was 298.65M (YoY -0.93%), missed estimates; EPS was 0.75 (YoY +4.17%), missed estimates.
Revenue / YoY
298.65M
-0.93%
EPS / YoY
0.75
+4.17%
Report date
Feb 2, 2026
MTG Earnings Call Summary for Q4,2025
  • Record Financials: 2025 net income of $738M (14.3% ROE), book value up 13% to $23.47/share.
  • Reinsurance Strength: $2.8B PMIERs reduction via reinsurance; 2026 quota shares cut costs by 40%.
  • Expense Efficiency: 2025 expenses down 8% to $201M; 2026 target $190-200M with higher ceding commissions.
  • Market Outlook: Flat MI market expected in 2026; cautious on persistency if rates drop.
  • Credit Resilience: Delinquency rate up 3bps YoY (slowest since 2024), cure rates stable across vintages.
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Revenue

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Key Indicators

Mgic Investment (MTG) key financial stats and ratios, covering profitability, financial health, and leverage.
Mgic Investment (MTG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Mgic Investment (MTG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Mgic Investment (MTG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Mgic Investment (MTG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Mgic Investment (MTG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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