MTB
M&T Bank·NYSE
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
MTB fundamentals
M&T Bank (MTB) released its earnings on Oct 16, 2025: revenue was 2.51B (YoY +7.63%), beat estimates; EPS was 4.87 (YoY +19.36%), beat estimates.
Revenue / YoY
2.51B
+7.63%
EPS / YoY
4.87
+19.36%
Report date
Oct 16, 2025
MTB Earnings Call Summary for Q3,2025
- Record Financials: Q3 net income up 10.6% to $792 million, with fee income at record levels.
- CRE Recovery: CRE criticized loans down 7%, with multifamily and industrial growth driving Q4 loan expansion.
- Capital Discipline: $409M buybacks and 11% dividend hike, maintaining CET1 at 10.99%.
- Rate Resilience: Neutral asset sensitivity with 54% deposit beta, guiding NIM to 3.70% in Q4.
- Credit Prudence: NDFI exposure limited to 7-8% of loans, with conservative underwriting in fund banking and REITs.
EPS
Revenue
Revenue & Expenses
Key Indicators
M&T Bank (MTB) key financial stats and ratios, covering profitability, financial health, and leverage.
M&T Bank (MTB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
M&T Bank (MTB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
M&T Bank (MTB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does M&T Bank (MTB) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track M&T Bank (MTB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is M&T Bank's latest dividend and current dividend yield?Did M&T Bank beat or miss consensus estimates last quarter?What is M&T Bank's gross profit margin?What factors drove the changes in M&T Bank's revenue and profit?What is the revenue and EPS growth rate for M&T Bank year over year?What guidance did M&T Bank's management provide for the next earnings period?What were the key takeaways from M&T Bank's earnings call?What does M&T Bank do and what are its main business segments?
