M&T Bank (MTB) Fundamental Analysis: Revenue, Earnings & Valuation

4.82 / 10

Netural

Fundamental rating is Neutral with a 4.8/10 score. Strengths include Profit‑MV, Net‑income‑Revenue and a solid gross margin. Weak points are PB‑ROE, Cash‑MV and Revenue‑MV, leading to a guarded stance.

Analysis Checks(7/10)

Revenue-MV

Value-0.11

Score0/3

Weight6.37%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight6.67%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight6.66%

1M Return3.48%

Profit-MV

Value1.54

Score3/3

Weight13.89%

1M Return6.52%

Net income-Revenue

Value1.08

Score2/3

Weight12.53%

1M Return6.11%

PB-ROE

Value-0.91

Score1/3

Weight7.85%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight6.67%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.67%

1M Return3.48%

Asset-MV

Value-0.55

Score3/3

Weight25.98%

1M Return9.93%

Cash-MV

Value-0.20

Score1/3

Weight6.72%

1M Return3.40%

Is MTB undervalued or overvalued?

MTB scores 4.82/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.27% ROE, 29.42% net margin, 11.21 P/E ratio, 1.04 P/B ratio, and 16.25% earnings growth, these metrics solidify its Netural investment rating.