Mercury General (MCY) Fundamental Analysis: Revenue, Earnings & Valuation

9.08 / 10

Outperform

Fundamentally, MCY scores 9.1/10, rated Outperform. Strengths include high Asset‑MV, robust accounts‑receivable turnover, solid current ratio and net‑profit margin. Weak points are profit‑MV and modest earnings‑per‑share growth. Weighted fund metrics reinforce the positive view, yielding a 9.08 composite fund score.

Analysis Checks(5/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight28.63%

1M Return2.87%

ROE (diluted) (YoY growth rate %)

Value19.10

Score0/3

Weight-10.29%

1M Return-1.39%

Profit-MV

Value1.57

Score1/3

Weight3.94%

1M Return0.47%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight27.76%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value15.62

Score0/3

Weight-8.80%

1M Return-1.02%

Total profit (YoY growth rate %)

Value15.44

Score0/3

Weight-11.94%

1M Return-1.51%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight25.53%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value15.62

Score0/3

Weight-10.10%

1M Return-1.16%

Asset-MV

Value-0.55

Score2/3

Weight29.49%

1M Return2.56%

Current ratio

Value3.94

Score3/3

Weight25.77%

1M Return2.55%

Is MCY undervalued or overvalued?

MCY scores 9.08/10 on fundamentals and holds a Discounted valuation at present. Backed by its 24.80% ROE, 9.03% net margin, 9.02 P/E ratio, 2.02 P/B ratio, and 15.62% earnings growth, these metrics solidify its Outperform investment rating.