Mercury General (MCY) Fundamental Analysis: Revenue, Earnings & Valuation

4.73 / 10

Netural

MCY's fundamentals are assessed as fair (4.7/10). Strengths include favorable Asset-MV, Revenue-MV, and Profit-MV metrics, which historically correlate with positive returns. However, weaknesses such as negative YoY growth in Basic EPS and Net cash flow from operations temper the outlook. The stock's current assets turnover and ROE trends are mixed, and the Net profit attributable to parent company shareholders ratio is 100%, indicating full profit allocation. These factors collectively suggest a cautious fundamental stance.

Analysis Checks(6/10)

Revenue-MV

Value1.10

Score2/3

Weight26.04%

1M Return3.30%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score2/3

Weight21.40%

1M Return2.83%

ROE (diluted) (YoY growth rate %)

Value12.35

Score0/3

Weight-3.71%

1M Return-0.61%

Profit-MV

Value1.26

Score2/3

Weight25.70%

1M Return3.60%

Basic earnings per share (YoY growth rate %)

Value-7.84

Score0/3

Weight-3.09%

1M Return-0.47%

Total profit (YoY growth rate %)

Value-8.11

Score0/3

Weight-6.63%

1M Return-1.09%

Net cash flow from operating activities (YoY growth rate %)

Value1.33

Score0/3

Weight-2.98%

1M Return-0.49%

Current assets turnover ratio

Value1.78

Score2/3

Weight20.29%

1M Return2.59%

Cash-UP

Value0.16

Score2/3

Weight11.37%

1M Return1.88%

Asset-MV

Value-0.50

Score2/3

Weight11.59%

1M Return1.62%

Is MCY fundamentally strong?

MCY scores 4.73/10 on fundamentals and holds a Fair valuation at present. Backed by its 16.20% ROE, 7.55% net margin, 11.99 P/E ratio, 2.36 P/B ratio, and -21.41% earnings growth, these metrics solidify its Netural investment rating.