MCB
Metropolitan·NYSE
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MCB fundamentals
Metropolitan (MCB) released its earnings on Jan 20, 2026: revenue was 88.41M (YoY +24.51%), beat estimates; EPS was 2.77 (YoY +47.34%), beat estimates.
Revenue / YoY
88.41M
+24.51%
EPS / YoY
2.77
+47.34%
Report date
Jan 20, 2026
MCB Earnings Call Summary for Q4,2025
- Revenue Growth: 13% loan growth ($775M) and 23% deposit growth ($1.4B) driven by disciplined underwriting and strategic funding.
- Profitability Expansion: NIM rose 22bps to 4.1% in Q4; ROTCE 14% (adjusted). 2026 NIM target ~4.10% with modest expansion.
- Strategic Expansion: 2 new Florida branches (Miami, West Palm Beach) and digital transformation completion in Q1 2026.
- Efficiency Improvements: 2026 expense guidance of $189-191M includes $3M digital costs; targeting ROTCE 16% by year-end.
- Risk Management: Stable asset quality with minor NPA increases; no material credit concerns.
Earnings
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Revenue
Revenue & Expenses
Key Indicators
Metropolitan (MCB) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Metropolitan (MCB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Balance Sheet
Metropolitan (MCB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Metropolitan (MCB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Metropolitan (MCB) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Metropolitan (MCB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
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