MCB
Metropolitan·NYSE
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MCB fundamentals
Metropolitan (MCB) released its earnings on Jan 20, 2026: revenue was 88.41M (YoY +24.51%), beat estimates; EPS was 2.77 (YoY +47.34%), beat estimates.
Revenue / YoY
88.41M
+24.51%
EPS / YoY
2.77
+47.34%
Report date
Jan 20, 2026
MCB Earnings Call Summary for Q4,2025
- Revenue Growth: 13% loan growth ($775M) and 23% deposit growth ($1.4B) driven by disciplined underwriting and strategic funding.
- Profitability Expansion: NIM rose 22bps to 4.1% in Q4; ROTCE 14% (adjusted). 2026 NIM target ~4.10% with modest expansion.
- Strategic Expansion: 2 new Florida branches (Miami, West Palm Beach) and digital transformation completion in Q1 2026.
- Efficiency Improvements: 2026 expense guidance of $189-191M includes $3M digital costs; targeting ROTCE 16% by year-end.
- Risk Management: Stable asset quality with minor NPA increases; no material credit concerns.
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Key Indicators
Metropolitan (MCB) key financial stats and ratios, covering profitability, financial health, and leverage.
Metropolitan (MCB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Metropolitan (MCB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Metropolitan (MCB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Metropolitan (MCB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Metropolitan (MCB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Metropolitan next quarter?What factors drove the changes in Metropolitan's revenue and profit?What is Metropolitan's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Metropolitan year over year?What is Metropolitan's gross profit margin?What guidance did Metropolitan's management provide for the next earnings period?What does Metropolitan do and what are its main business segments?What were the key takeaways from Metropolitan’s earnings call?
