MCB
Metropolitan·NYSE
--
--(--)
Market Open: --
--
--(--)
Pre-Market: --
MCB fundamentals
Metropolitan (MCB) released its earnings on Oct 23, 2025: revenue was 79.84M (YoY +11.64%), beat estimates; EPS was 0.67 (YoY -63.98%), missed estimates.
Revenue / YoY
79.84M
+11.64%
EPS / YoY
0.67
-63.98%
Report date
Oct 23, 2025
MCB Earnings Call Summary for Q3,2025
- Strong Balance Sheet Growth: Q3 loan +2.6%, deposit +4.1% QoQ; year-to-date +12% loans, +18% deposits.
- Margin Expansion: NIM 3.88% (up 5bps), targeting 3.90-3.95% Q4 and >3.80% annualized.
- AI and Digital Investment: $3M Q4 digital costs, full integration Q1 '26. Hired first AI Director.
- Credit Management: $23.9M provisioning (55% specific to 3 loans), no broader credit trends.
- Capital Returns: $50M share buyback and first dividend.
- Rate Sensitivity: 25bps cut could expand NIM 5bps annually; targeting 4%+ with multiple cuts.
EPS
Revenue
Revenue & Expenses
Key Indicators
Metropolitan (MCB) key financial stats and ratios, covering profitability, financial health, and leverage.
Metropolitan (MCB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Metropolitan (MCB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Metropolitan (MCB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does Metropolitan (MCB) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track Metropolitan (MCB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
Did Metropolitan beat or miss consensus estimates last quarter?What guidance did Metropolitan's management provide for the next earnings period?What factors drove the changes in Metropolitan's revenue and profit?What is the market's earnings forecast for Metropolitan next quarter?What does Metropolitan do and what are its main business segments?What is the revenue and EPS growth rate for Metropolitan year over year?What were the key takeaways from Metropolitan's earnings call?What is Metropolitan's latest dividend and current dividend yield?
