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MA

Mastercard·NYSE
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MA fundamentals

Mastercard (MA) released its earnings on Jan 29, 2026: revenue was 8.81B (YoY +17.59%), beat estimates; EPS was 4.76 (YoY +24.61%), beat estimates.
Revenue / YoY
8.81B
+17.59%
EPS / YoY
4.76
+24.61%
Report date
Jan 29, 2026
MA Earnings Call Summary for Q4,2025
  • Record Q4 Growth: 15% net revenue growth, 22% VASS expansion, and 14% cross-border volume growth highlight strong execution across strategic pillars.
  • Strategic Wins: Renewed Capital One partnership, Yapi Kredi migration, and Scotiabank expansion demonstrate Mastercard's differentiated value proposition.
  • AI and Digital Innovation: Investments in agentic commerce (Agent Pay), stablecoins (e.g., Gemini co-brand), and Mastercard Credit Intelligence drive long-term growth.
  • 2026 Outlook: High-end low double-digit revenue growth expected, with 1-1.5% FX tailwind and $200M restructuring charge for strategic focus.
  • Regulatory Resilience: Active opposition to CCCA and ability to navigate geopolitical uncertainty through diversified business model.
  • Share Buybacks: $3.6B repurchased in Q4, supporting shareholder returns while maintaining financial flexibility.

Earnings

EPS
Revenue

Revenue & Expenses

MA has released its 2025 Q4 earnings report, with revenue of 8.81B, reflecting a YoY change of 17.59%, and net profit of 4.06B, showing a YoY change of 21.48%. The Sankey diagram below clearly presents MA's revenue sources and cost distribution.

Key Indicators

Mastercard (MA) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Mastercard (MA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown

Balance Sheet

Mastercard (MA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

Mastercard (MA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Mastercard (MA) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
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By Region
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Dividend

Track Mastercard (MA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield