MA
Mastercard·NYSE
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MA fundamentals
Mastercard (MA) released its earnings on Jan 29, 2026: revenue was 8.81B (YoY +17.59%), beat estimates; EPS was 4.76 (YoY +24.61%), beat estimates.
Revenue / YoY
8.81B
+17.59%
EPS / YoY
4.76
+24.61%
Report date
Jan 29, 2026
MA Earnings Call Summary for Q4,2025
- Record Q4 Growth: 15% net revenue growth, 22% VASS expansion, and 14% cross-border volume growth highlight strong execution across strategic pillars.
- Strategic Wins: Renewed Capital One partnership, Yapi Kredi migration, and Scotiabank expansion demonstrate Mastercard's differentiated value proposition.
- AI and Digital Innovation: Investments in agentic commerce (Agent Pay), stablecoins (e.g., Gemini co-brand), and Mastercard Credit Intelligence drive long-term growth.
- 2026 Outlook: High-end low double-digit revenue growth expected, with 1-1.5% FX tailwind and $200M restructuring charge for strategic focus.
- Regulatory Resilience: Active opposition to CCCA and ability to navigate geopolitical uncertainty through diversified business model.
- Share Buybacks: $3.6B repurchased in Q4, supporting shareholder returns while maintaining financial flexibility.
Earnings
EPS
Revenue
Revenue & Expenses
MA has released its 2025 Q4 earnings report, with revenue of 8.81B, reflecting a YoY change of 17.59%, and net profit of 4.06B, showing a YoY change of 21.48%. The Sankey diagram below clearly presents MA's revenue sources and cost distribution.
Key Indicators
Mastercard (MA) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Mastercard (MA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
Balance Sheet
Mastercard (MA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Mastercard (MA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Mastercard (MA) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
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Dividend
Track Mastercard (MA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
Did Mastercard beat or miss consensus estimates last quarter?What were the key takeaways from Mastercard’s earnings call?What is the revenue and EPS growth rate for Mastercard year over year?What were the key takeaways from Mastercard's earnings call?What is Mastercard's gross profit margin?What is Mastercard's latest dividend and current dividend yield?What does Mastercard do and what are its main business segments?What factors drove the changes in Mastercard's revenue and profit?
