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MA

Mastercard·NYSE
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MA fundamentals

Mastercard (MA) released its earnings on Oct 30, 2025: revenue was 8.60B (YoY +16.73%), beat estimates; EPS was 4.38 (YoY +12.60%), beat estimates.
Revenue / YoY
8.60B
+16.73%
EPS / YoY
4.38
+12.60%
Report date
Oct 30, 2025
MA Earnings Call Summary for Q3,2025
  • Revenue Growth: 15% net revenue growth, 22% VASS expansion, driven by partnerships and agentic commerce launches.
  • Strategic Wins: Neobank exclusivity, 10%+ small business card issuance growth, and 25% transit transaction growth.
  • Financial Strength: $4.38 billion net revenue, 11% EPS growth, with Q4 guidance for low double-digit growth.
  • Agentic Commerce: Early adoption with U.S. banks, addressing bot certification and merchant integration challenges.
  • Cross-Border Resilience: 15% cross-border volume growth, 77% contactless penetration, and 20% card-not-present ex-travel growth.
EPS
Revenue

Revenue & Expenses

MA has released its 2025 Q3 earnings report, with revenue of 8.60B, reflecting a YoY change of 16.73%, and net profit of 3.93B, showing a YoY change of 20.35%. The Sankey diagram below clearly presents MA's revenue sources and cost distribution.

Key Indicators

Mastercard (MA) key financial stats and ratios, covering profitability, financial health, and leverage.
Mastercard (MA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Mastercard (MA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Mastercard (MA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Mastercard (MA) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Mastercard (MA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield