LYG
Lloyds Banking Group·NYSE
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LYG fundamentals
During Q4 2025, Lloyds Banking Group (LYG) reported revenue of 6.95B, a YoY change of 22.68%. Net income was 1.93B, a YoY change of 120.16%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2020 | Q2,2020 | Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jan 1, 2020 | Apr 1, 2020 | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2020 | Jun 30, 2020 | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 4.75B -- | 5.05B -- | 4.76B -- | 4.84B -- | 5.34B +12.39% | 5.81B +15.12% | 5.66B +18.90% | 5.46B +12.64% | 5.16B -3.43% | 6.39B +9.91% | 2.51B -55.75% | 4.98B -8.81% | 5.95B +15.32% | 5.72B -10.47% | 5.61B +124.08% | 6.02B +21.06% | 5.54B -6.78% | 5.67B -0.74% | 6.16B +9.82% | 5.67B -5.92% | 6.05B +9.21% | 6.44B +13.45% | 6.54B +6.11% | 6.95B +22.68% | 25.99B -- |
Net Interest Income | 6.46B -- | 1.70B -- | 3.38B -- | 3.22B -- | 3.13B -51.59% | 2.91B +71.54% | 3.64B +7.56% | 5.13B +59.34% | 3.81B +21.97% | 3.82B +31.20% | 3.69B +1.55% | 4.31B -15.98% | 4.25B +11.40% | 4.28B +12.02% | 4.05B +9.57% | 4.06B -5.75% | 3.85B -9.41% | 3.79B -11.28% | 4.13B +1.95% | 3.95B -2.82% | 4.13B +7.38% | 4.49B +18.44% | 4.48B +8.51% | 4.60B +16.60% | 17.70B -- |
Interest Income | 6.46B -- | 2.95B -- | -9.79B -- | 20.61B -- | -- -- | 9.03B +205.75% | -8.81B +9.93% | 17.90B -13.16% | -- -- | 9.04B +0.01% | -8.27B +6.16% | 21.31B +19.06% | -- -- | 16.58B +83.54% | -3.59B +56.63% | 22.86B +7.28% | 3.85B -- | 15.66B -5.56% | -8.45B -135.69% | 27.75B +21.39% | 4.13B +7.38% | 16.69B +6.57% | -7.47B +11.61% | 28.16B +1.47% | 41.51B -- |
Interest Expense | -- -- | 1.26B -- | -1.32B -- | 4.86B -- | -- -- | 3.00B +138.04% | -2.92B -122.32% | 3.22B -33.72% | -- -- | 1.69B -43.52% | -1.55B +47.00% | 5.70B +77.08% | -- -- | 7.94B +369.19% | -7.63B -392.55% | 18.80B +229.59% | -- -- | 11.87B +49.41% | -12.58B -64.80% | 23.80B +26.62% | -- -- | 12.20B +2.78% | -11.95B +5.01% | 23.56B -1.03% | -- -- |
Non-Interest Income | -1.71B -- | 3.35B -- | 1.38B -- | 747.31M -- | 2.21B +229.77% | 2.90B -13.43% | 2.02B +46.71% | 328.05M -56.10% | 1.34B -39.29% | 2.57B -11.45% | -1.19B -158.68% | 666.65M +103.22% | 1.70B +26.44% | 1.44B -43.89% | 1.57B +231.91% | 27.81B +4071.46% | 1.70B -0.21% | 1.88B +30.50% | 2.04B +30.14% | 27.10B -2.56% | 1.92B +13.38% | 1.94B +3.38% | 2.06B +1.25% | 40.08B +47.93% | 46.01B -- |
Gain (Loss) on Trading Securities | -- -- | -6.45B -- | 6.73B -- | 9.86B -- | -- -- | 13.14B +303.81% | -12.82B -290.35% | 23.22B +135.40% | -- -- | -23.48B -278.70% | 21.49B +267.68% | -22.74B -197.95% | -- -- | 7.83B +133.35% | -7.53B -135.02% | 940.43M +104.13% | -- -- | 1.18B -84.92% | -1.25B +83.37% | 1.38B +46.99% | -- -- | 834.30M -29.33% | -817.33M +34.69% | 1.37B -0.87% | -- -- |
Gain (Loss) on Foreign Currency Exchange | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -1.28B -- | -- -- | -- -- | -- -- | 745.47M +158.07% | -- -- | -- -- | -- -- | 860.19M +15.39% | -- -- | -- -- | -- -- | 552.67M -35.75% | -- -- |
Fees and Commissions Income | -- -- | 696.37M -- | -727.45M -- | 1.58B -- | -- -- | 956.76M +37.39% | -933.47M -28.32% | 1.92B +21.22% | -- -- | 1.03B +7.92% | -945.28M -1.26% | 2.08B +8.13% | -- -- | 1.13B +9.17% | -1.08B -14.61% | 3.73B +79.50% | -- -- | 1.12B -0.21% | -1.19B -10.07% | 3.68B -1.17% | -- -- | 1.17B +4.41% | -1.15B +3.50% | 4.19B +13.78% | -- -- |
Other Non-Interest Income | -1.71B -- | 9.10B -- | -4.63B -- | -10.70B -- | 2.21B +229.77% | -11.19B -223.00% | 15.77B +441.02% | -24.81B -131.87% | 1.34B -39.29% | 25.01B +323.46% | -21.73B -237.77% | 22.62B +191.15% | 1.70B +26.44% | -7.52B -130.05% | 10.18B +146.82% | 22.39B -0.98% | 1.70B -0.21% | -424.70M +94.35% | 4.48B -55.94% | 21.17B -5.47% | 1.92B +13.38% | -64.49M +84.81% | 4.03B -10.05% | 33.97B +60.45% | 39.86B -- |
Loan Impairment Loss | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 400.13M -- | -- -- | -- -- | -- -- | 562.19M +40.50% | -- -- | -- -- | -- -- | 1.07B +89.92% | -- -- |
Income after Deducting Loan Impairment Loss | 4.75B -- | 5.05B -- | 4.76B -- | 3.97B -- | 5.34B +12.39% | 5.81B +15.12% | 5.66B +18.90% | 5.46B +37.58% | 5.16B -3.43% | 6.39B +9.91% | 2.51B -55.75% | 4.98B -8.81% | 5.95B +15.32% | 5.72B -10.47% | 5.61B +124.08% | 31.47B +532.47% | 5.54B -6.78% | 5.67B -0.74% | 6.16B +9.82% | 30.48B -3.14% | 6.05B +9.21% | 6.44B +13.45% | 6.54B +6.11% | 43.62B +43.09% | 62.65B -- |
Operating Expenses | 2.87B -- | 2.92B -- | 3.04B -- | 8.52B -- | 3.21B +11.87% | 3.55B +21.34% | 3.09B +1.81% | 3.01B -64.70% | 2.89B -9.86% | 4.18B +17.95% | 1.11B -64.05% | 4.97B +65.39% | 2.85B -1.42% | 3.14B -25.05% | 4.15B +273.35% | 29.21B +487.16% | 3.49B +22.24% | 3.53B +12.55% | 3.72B -10.37% | 29.45B +0.83% | 4.10B +17.55% | 3.71B +5.10% | 4.96B +33.34% | 40.95B +39.05% | 53.72B -- |
Fees and Commissions Expenses | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 1.40B -- | -- -- | -- -- | -- -- | 1.48B +6.24% | -- -- | -- -- | -- -- | 1.79B +21.00% | -- -- |
Selling, General and Administrative Expenses | -- -- | -- -- | -- -- | 10.12B -- | -- -- | -- -- | -- -- | 9.41B -6.96% | -- -- | -- -- | -- -- | 8.21B -12.74% | -- -- | -- -- | -- -- | 8.81B +7.24% | -- -- | 5.44B -- | -5.77B -- | 9.73B +10.49% | -- -- | 6.15B +12.97% | -6.02B -4.41% | 10.56B +8.49% | -- -- |
Impairment Loss on Other Assets | -- -- | -- -- | -- -- | 5.46M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 1.84B -- | -- -- | -- -- | 1.03B -- | -1.09B -159.20% | 70.77M -- | 55.62M -- | 230.46M -77.62% | -363.11M +66.63% | 399.78M +464.92% | 181.13M +225.68% | 237.94M +3.24% | -831.02M -128.86% | -12.18M -- |
Other Operating Expenses | -- -- | -- -- | -- -- | 7.99B -- | -- -- | -- -- | -- -- | 3.31B -58.59% | -- -- | -- -- | -- -- | 2.94B -11.05% | -- -- | 6.07B -- | 3.12B -- | 20.09B +582.75% | 3.42B -- | -1.97B -132.42% | 9.26B +196.50% | 18.60B -7.44% | 3.70B +8.28% | -2.62B -33.12% | 10.75B +16.07% | 29.43B +58.23% | 41.26B -- |
Operating Profit | 1.88B -- | 2.12B -- | 1.72B -- | -4.55B -- | 2.13B +13.19% | 2.26B +6.54% | 2.57B +49.06% | 2.45B +153.76% | 2.26B +6.27% | 2.20B -2.71% | 1.39B -45.75% | 1.21M -99.95% | 3.09B +36.73% | 2.58B +17.26% | 1.46B +4.88% | 2.26B +187188.44% | 2.06B -33.52% | 2.14B -16.91% | 2.44B +67.21% | 1.03B -54.39% | 1.96B -4.91% | 2.73B +27.19% | 1.58B -35.39% | 2.67B +158.45% | 8.93B -- |
Non-Operating Income (Loss) | -1.79B -- | -2.96B -- | -383.75M -- | 5.64B -- | 488.34M +127.29% | 509.44M +117.22% | 165.68M +143.17% | -1.14B -120.26% | -232.79M -147.67% | -248.10M -148.70% | -751.54M -553.61% | 1.28B +211.67% | -299.33M -28.58% | -533.78M -115.14% | 808.57M +207.59% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Non-Operating Income (Loss) | -1.79B -- | -2.96B -- | -383.75M -- | 5.64B -- | 488.34M +127.29% | 509.44M +117.22% | 165.68M +143.17% | -1.14B -120.26% | -232.79M -147.67% | -248.10M -148.70% | -751.54M -553.61% | 1.28B +211.67% | -299.33M -28.58% | -533.78M -115.14% | 808.57M +207.59% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Income Before Income Taxes | 92.16M -- | -836.14M -- | 1.34B -- | 1.08B -- | 2.62B +2741.04% | 2.77B +431.39% | 2.73B +104.17% | 1.31B +20.77% | 2.03B -22.44% | 1.95B -29.55% | 641.32M -76.53% | 1.28B -2.32% | 2.80B +37.66% | 2.05B +4.82% | 2.27B +253.86% | 2.26B +77.19% | 2.06B -26.40% | 2.14B +4.77% | 2.44B +7.64% | 1.03B -54.39% | 1.96B -4.91% | 2.73B +27.19% | 1.58B -35.39% | 2.67B +158.45% | 8.93B -- |
Income Tax Expense | -505.63M -- | -265.93M -- | 449.65M -- | 153.01M -- | 691.13M +236.69% | -636.46M -139.33% | 577.86M +28.51% | 739.80M +383.48% | 524.76M -24.07% | 368.51M +157.90% | 91.30M -84.20% | 90.58M -87.76% | 765.64M +45.90% | 491.84M +33.47% | 534.97M +485.96% | 689.40M +661.11% | 521.91M -31.83% | 590.29M +20.02% | 656.55M +22.73% | 155.26M -77.48% | 493.92M -5.36% | 791.76M +34.13% | 532.34M -18.92% | 736.90M +374.62% | 2.55B -- |
Current Income Tax | -- -- | -- -- | -- -- | 173.51M -- | -- -- | -- -- | -- -- | 1.90B +995.52% | -- -- | -- -- | -- -- | 1.45B -23.50% | -- -- | -- -- | -- -- | 1.72B +18.13% | -- -- | -- -- | -- -- | 1.49B -13.33% | -- -- | -- -- | -- -- | 1.92B +29.07% | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -393.47M -- | -- -- | -- -- | -- -- | -527.85M -34.15% | -- -- | -- -- | -- -- | -416.66M +21.07% | -- -- | -- -- | -- -- | 811.73M +294.82% | -- -- | -- -- | -- -- | 381.89M -52.95% | -- -- | -- -- | -- -- | 638.73M +67.26% | -- -- |
Net Income | 597.79M -- | -570.21M -- | 888.96M -- | 929.02M -- | 1.93B +222.38% | 3.41B +697.55% | 2.16B +142.44% | 567.00M -38.97% | 1.51B -21.86% | 1.58B -53.53% | 550.02M -74.48% | 1.19B +109.16% | 2.03B +34.79% | 1.55B -1.84% | 1.73B +215.33% | 1.57B +32.59% | 1.54B -24.36% | 1.55B -0.05% | 1.79B +2.98% | 876.47M -44.26% | 1.46B -4.75% | 1.93B +24.55% | 1.05B -41.44% | 1.93B +120.16% | 6.37B -- |
Net Income Attributable to Minority Interests | 17.44M -- | 6.18M -- | 31.01M -- | 35.52M -- | 20.69M +18.68% | 35.90M +480.41% | 52.53M +69.40% | 28.35M -20.19% | 34.20M +65.25% | 20.68M -42.40% | 36.74M -30.06% | 24.15M -14.80% | 19.79M -42.13% | 26.69M +29.09% | 17.10M -53.46% | 8.92M -63.07% | 13.90M -29.76% | 24.02M -10.02% | 21.44M +25.37% | 12.52M +40.37% | 16.76M +20.60% | 16.47M -31.44% | 53.77M +150.82% | 44.38M +254.41% | 131.38M -- |
Net Income Attributable to Owners of the Company | 580.36M -- | -576.40M -- | 857.95M -- | 893.49M -- | 1.91B +228.50% | 3.37B +684.92% | 2.10B +145.08% | 538.65M -39.71% | 1.47B -22.80% | 1.56B -53.65% | 513.28M -75.59% | 1.16B +115.69% | 2.01B +36.57% | 1.53B -2.25% | 1.72B +234.57% | 1.56B +34.58% | 1.52B -24.30% | 1.53B +0.12% | 1.76B +2.76% | 863.95M -44.74% | 1.45B -4.99% | 1.92B +25.43% | 992.09M -43.78% | 1.89B +118.22% | 6.24B -- |
Other Adjustments | 146.96M -- | 143.48M -- | 143.42M -- | 147.55M -- | 147.61M +0.44% | 146.34M +2.00% | 145.48M +1.43% | 145.80M -1.19% | 143.36M -2.88% | 127.70M -12.74% | 125.81M -13.52% | 134.05M -8.06% | 142.24M -0.78% | 177.93M +39.33% | 168.55M +33.97% | 170.76M +27.38% | 170.60M +19.93% | 169.38M -4.81% | 143.37M -14.94% | 152.76M -10.54% | 148.30M -13.07% | 178.39M +5.32% | 161.32M +12.52% | 131.78M -13.73% | 619.79M -- |
Net Income Attributable to Common Stockholders | 433.40M -- | -719.88M -- | 714.53M -- | 745.95M -- | 1.76B +305.83% | 3.23B +548.01% | 1.96B +173.91% | 392.85M -47.34% | 1.33B -24.48% | 1.44B -55.50% | 387.46M -80.20% | 1.03B +161.61% | 1.87B +40.60% | 1.35B -5.95% | 1.55B +299.71% | 1.39B +35.52% | 1.35B -27.67% | 1.36B +0.77% | 1.62B +4.68% | 711.19M -48.94% | 1.30B -3.96% | 1.74B +27.93% | 830.78M -48.76% | 1.75B +146.56% | 5.62B -- |
Other Comprehensive Income | -- -- | 1.02B -- | -1.07B -- | 150.28M -- | -- -- | -1.07B -205.00% | 1.05B +198.07% | -1.28B -953.40% | -- -- | -3.17B -195.53% | 2.91B +177.30% | -8.25B -543.35% | -- -- | -1.11B +64.93% | 1.07B -63.18% | 140.17M +101.70% | -- -- | -602.93M +45.84% | 639.13M -40.27% | -795.08M -667.22% | -- -- | 1.34B +322.58% | -1.31B -305.70% | 1.79B +324.60% | -- -- |
Total Comprehensive Income | -- -- | 1.05B -- | -1.09B -- | 2.05B -- | -- -- | 4.26B +307.29% | -4.16B -280.40% | 6.66B +225.75% | -- -- | -198.24M -104.65% | 181.48M +104.36% | -3.51B -152.73% | -- -- | 2.53B +1374.49% | -2.43B -1437.94% | 7.17B +304.14% | -- -- | 2.49B -1.59% | -2.64B -8.54% | 4.81B -32.92% | -- -- | 4.83B +94.38% | -4.73B -79.64% | 8.18B +70.09% | -- -- |
Total Comprehensive Income Attributable to Minority Interests | -- -- | 23.50M -- | -24.55M -- | 94.27M -- | -- -- | 56.60M +140.86% | -55.23M -124.96% | 136.35M +44.64% | -- -- | 52.30M -7.61% | -47.88M +13.31% | 115.94M -14.97% | -- -- | 47.02M -10.08% | -45.19M +5.61% | 73.91M -36.25% | -- -- | 37.92M -19.36% | -40.20M +11.05% | 70.12M -5.13% | -- -- | 34.30M -9.53% | -33.61M +16.39% | 131.78M +87.94% | -- -- |
Total Comprehensive Income Attributable to Owners of the Company | -- -- | 1.02B -- | -1.07B -- | 1.95B -- | -- -- | 4.21B +311.11% | -4.10B -283.97% | 6.53B +234.50% | -- -- | -250.54M -105.96% | 229.36M +105.59% | -3.63B -155.61% | -- -- | 2.48B +1089.68% | -2.38B -1138.96% | 7.10B +295.58% | -- -- | 2.45B -1.26% | -2.60B -8.91% | 4.74B -33.21% | -- -- | 4.80B +95.99% | -4.70B -81.13% | 8.05B +69.83% | -- -- |
You can ask Aime
What were the key takeaways from Lloyds Banking Group's earnings call?What were the key takeaways from Lloyds Banking Group’s earnings call?What factors drove the changes in Lloyds Banking Group's revenue and profit?What does Lloyds Banking Group do and what are its main business segments?What guidance did Lloyds Banking Group's management provide for the next earnings period?Did Lloyds Banking Group beat or miss consensus estimates last quarter?What is the market's earnings forecast for Lloyds Banking Group next quarter?What is the revenue and EPS growth rate for Lloyds Banking Group year over year?
