LYG
Lloyds Banking Group·NYSE
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LYG fundamentals
Lloyds Banking Group (LYG) released its earnings on Jan 29, 2026: revenue was 6.54B (YoY +18.22%), missed estimates; EPS was 0.1214 (YoY +45.74%), beat estimates.
Revenue / YoY
6.54B
+18.22%
EPS / YoY
0.1214
+45.74%
Report date
Jan 29, 2026
LYG Earnings Call Summary for Q4,2025
- Revenue Growth: 6% YoY net income growth in 2025, driven by 5% lending expansion and 11% OOI increase.
- AI Impact: £100 million+ P&L contribution from AI in 2026, with 50+ use cases scaling across retail and commercial.
- Capital Returns: 15% dividend growth and £1.75 billion buyback in 2025, with 2026 capital generation >200 basis points.
- Strategic Momentum: 2026 guidance includes £14.9 billion NII, 5% lending growth, and 17 basis point credit charge.
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Key Indicators
Lloyds Banking Group (LYG) key financial stats and ratios, covering profitability, financial health, and leverage.
Lloyds Banking Group (LYG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Lloyds Banking Group (LYG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Lloyds Banking Group (LYG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Lloyds Banking Group (LYG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Lloyds Banking Group (LYG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What is Lloyds Banking Group's gross profit margin?What factors drove the changes in Lloyds Banking Group's revenue and profit?What were the key takeaways from Lloyds Banking Group's earnings call?What were the key takeaways from Lloyds Banking Group’s earnings call?What does Lloyds Banking Group do and what are its main business segments?What is Lloyds Banking Group's latest dividend and current dividend yield?What is the revenue and EPS growth rate for Lloyds Banking Group year over year?What guidance did Lloyds Banking Group's management provide for the next earnings period?
