Lloyds Banking Group (LYG) Fundamental Analysis: Revenue, Earnings & Valuation

6.69 / 10

Outperform

Fundamentals rate Outperform with a 6.7/10 health score. Profit‑MV, Net‑income‑Revenue and strong cash, asset and revenue ratios score high, while liabilities remain low, indicating robust profitability and balance‑sheet strength.

Analysis Checks(10/10)

Revenue-MV

Value0.08

Score2/3

Weight9.29%

1M Return5.31%

Net profit attributable to parent company shareholders / Net profit (%)

Value88.21

Score3/3

Weight7.15%

1M Return4.14%

Gross profit margin (%)

Value41.89

Score3/3

Weight5.64%

1M Return3.33%

Current liabilities / Total liabilities (%)

Value48.05

Score3/3

Weight5.64%

1M Return3.33%

Profit-MV

Value1.23

Score2/3

Weight9.43%

1M Return4.78%

Net income-Revenue

Value1.09

Score3/3

Weight11.71%

1M Return6.21%

PB-ROE

Value-0.98

Score3/3

Weight12.27%

1M Return6.54%

Non-current liabilities / Total liabilities (%)

Value53.98

Score3/3

Weight5.64%

1M Return3.33%

Asset-MV

Value-0.55

Score3/3

Weight21.37%

1M Return9.93%

Cash-MV

Value1.44

Score3/3

Weight11.85%

1M Return6.32%

Is LYG fundamentally strong?

LYG scores 6.69/10 on fundamentals and holds a Discounted valuation at present. Backed by its 8.95% ROE, 24.49% net margin, 13.36 P/E ratio, 1.17 P/B ratio, and 19.33% earnings growth, these metrics solidify its Outperform investment rating.