LOB
Live Oak Bancshares·NYSE
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LOB fundamentals
Live Oak Bancshares (LOB) released its earnings on Oct 22, 2025: revenue was 146.10M (YoY +12.45%), missed estimates; EPS was 0.55 (YoY +96.43%), missed estimates.
Revenue / YoY
146.10M
+12.45%
EPS / YoY
0.55
+96.43%
Report date
Oct 22, 2025
LOB Earnings Call Summary for Q3,2025
- Strategic Growth: 5% loan growth, 20% deposit growth, and 26% increase in noninterest-bearing checking balances highlight strong execution in SBA lending and AI-driven efficiency improvements.
- Financial Resilience: 8% EPS growth linked quarter, with net interest income up 6% and margin at 3.33%. The company navigates credit challenges with proactive charge-offs and AI tools, aiming for sustainable 15% ROE and EPS growth through disciplined capital management and strategic investments in technology and SBA expansion.
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Live Oak Bancshares (LOB) key financial stats and ratios, covering profitability, financial health, and leverage.
Live Oak Bancshares (LOB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Live Oak Bancshares (LOB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Live Oak Bancshares (LOB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Live Oak Bancshares (LOB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Live Oak Bancshares (LOB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What were the key takeaways from Live Oak Bancshares's earnings call?What is Live Oak Bancshares's gross profit margin?What does Live Oak Bancshares do and what are its main business segments?What were the key takeaways from Live Oak Bancshares’s earnings call?What is the revenue and EPS growth rate for Live Oak Bancshares year over year?What is Live Oak Bancshares's latest dividend and current dividend yield?Did Live Oak Bancshares beat or miss consensus estimates last quarter?What factors drove the changes in Live Oak Bancshares's revenue and profit?
