LNC
Lincoln National·NYSE
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LNC fundamentals
Lincoln National (LNC) released its earnings on Oct 30, 2025: revenue was 4.55B (YoY +10.71%), missed estimates; EPS was 2.06 (YoY 0.00%), beat estimates.
Revenue / YoY
4.55B
+10.71%
EPS / YoY
2.06
0.00%
Report date
Oct 30, 2025
LNC Earnings Call Summary for Q3,2025
- Record Growth Across Businesses: Annuities sales up 32% YoY, Life Insurance earnings +357%, Group Protection premium growth 5%, and RPS earnings +5%.
- Strategic Capital Deployment: Full retention of fixed annuity flows, $1.9 billion in FABN issuance YTD, and legacy life block optimization to enhance free cash flow.
- Improved Profitability: Annuities spread-based products now 29% of account balances, Life Insurance mortality loss ratio down 6.7pts YoY, and Group Protection margin expected +50bps YoY.
- Strong Capital Position: RBC ratio well above 420% buffer, with $411 million GAAP net income and $397 million adjusted operating income.
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Key Indicators
Lincoln National (LNC) key financial stats and ratios, covering profitability, financial health, and leverage.
Lincoln National (LNC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Lincoln National (LNC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Lincoln National (LNC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Lincoln National (LNC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Lincoln National (LNC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from Lincoln National’s earnings call?What is Lincoln National's latest dividend and current dividend yield?What factors drove the changes in Lincoln National's revenue and profit?What is the revenue and EPS growth rate for Lincoln National year over year?What is the market's earnings forecast for Lincoln National next quarter?What were the key takeaways from Lincoln National's earnings call?What does Lincoln National do and what are its main business segments?What is Lincoln National's gross profit margin?
