Lincoln National (LNC) Fundamental Analysis: Revenue, Earnings & Valuation

8.96 / 10

Outperform

Fundamentals score 9/10, rated Outperform. Accounts receivable turnover (23.4) and fixed‑asset turnover (9,306) are top‑quartile, current ratio 3.94 strong, Asset‑MV favorable. However, earnings per share growth is sharply negative, tempering optimism.

Analysis Checks(4/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value92.27

Score1/3

Weight13.28%

1M Return1.64%

ROE (diluted) (YoY growth rate %)

Value4.70

Score0/3

Weight-8.68%

1M Return-1.39%

Profit-MV

Value2.00

Score1/3

Weight3.33%

1M Return0.47%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight23.42%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value-68.17

Score0/3

Weight-7.42%

1M Return-1.02%

Total profit (YoY growth rate %)

Value-66.73

Score0/3

Weight-10.08%

1M Return-1.51%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight21.54%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value-68.33

Score0/3

Weight-8.52%

1M Return-1.16%

Asset-MV

Value-0.55

Score3/3

Weight51.39%

1M Return5.55%

Current ratio

Value3.94

Score3/3

Weight21.74%

1M Return2.55%

Is LNC undervalued or overvalued?

LNC scores 8.96/10 on fundamentals and holds a Discounted valuation at present. Backed by its 11.33% ROE, 6.46% net margin, 5.97 P/E ratio, 0.59 P/B ratio, and -68.17% earnings growth, these metrics solidify its Outperform investment rating.