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LMND

Lemonade·NYSE
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LMND fundamentals

Lemonade (LMND) released its earnings on Feb 19, 2026: revenue was 228.10M (YoY +53.29%), beat estimates; EPS was -0.29 (YoY +30.95%), beat estimates.
Revenue / YoY
228.10M
+53.29%
EPS / YoY
-0.29
+30.95%
Report date
Feb 19, 2026
LMND Earnings Call Summary for Q4,2025
  • Revenue Surge: Q4 2025 revenue up 53% to $228 million, driven by 31% In-force premium growth and improving gross margins.
  • AI-Driven Growth: Autonomous car insurance pricing 50% lower for AI-driven miles, with plans to expand to 50% of U.S. market by 2027.
  • Profitability Milestone: Adjusted EBITDA loss of $5 million in Q4, targeting full-year 2027 EBITDA positivity.
  • Competitive Edge: AI-first structure and data infrastructure enable 3x LTV/CAC ratio, outpacing legacy insurers.
  • Cash Strength: $1.1 billion in cash, supporting $225 million 2026 growth spend and 32% top-line growth.

Earnings

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Revenue & Expenses

Key Indicators

Lemonade (LMND) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Lemonade (LMND)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

Lemonade (LMND)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

Lemonade (LMND)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Lemonade (LMND) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend

Track Lemonade (LMND) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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