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LDI

loanDepot·NYSE
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LDI fundamentals

loanDepot (LDI) released its earnings on Mar 10, 2026: revenue was 310.26M (YoY +20.51%), missed estimates; EPS was -0.0639 (YoY -139.76%), missed estimates.
Revenue / YoY
310.26M
+20.51%
EPS / YoY
-0.0639
-139.76%
Report date
Mar 10, 2026
LDI Earnings Call Summary for Q4,2025
  • Revenue milestone: Q4 origination volume ($8.0B) highest since 2022, driven by 71% recapture rate and digital channel growth.
  • AI-driven efficiency: Direct lending AI initiatives reduce cost per customer acquisition, with early volume gains.
  • Financial recovery: Adjusted net loss shrinking 31% YoY to $21M, despite near-term margin pressure from refinance mix.
  • Strategic move: Re-entering wholesale lending to scale operations and capitalize on refinance market recovery.
  • Recapture leadership: 71% recapture rate reflects superior customer lifecycle management and brand loyalty.

Earnings

EPS
Revenue

Revenue & Expenses

Key Indicators

loanDepot (LDI) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

loanDepot (LDI)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

loanDepot (LDI)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow

loanDepot (LDI)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does loanDepot (LDI) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend

Track loanDepot (LDI) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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