loanDepot (LDI) Fundamental Analysis: Revenue, Earnings & Valuation

8.44 / 10

Outperform

Fundamental metrics rate LDI as Outperform with an 8.4/10 score. Cash‑UP is negative, but Days Sales Outstanding and receivable turnover are solid. Asset‑MV and Profit‑MV contribute positively, while PB‑ROE and Operating Revenue growth are weaker.

Analysis Checks(6/10)

Revenue-MV

Value1.10

Score1/3

Weight-1.25%

1M Return-0.49%

Days sales outstanding

Value223.49

Score2/3

Weight2.19%

1M Return0.68%

Profit-MV

Value0.66

Score3/3

Weight43.18%

1M Return14.92%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight2.28%

1M Return0.71%

PB-ROE

Value-0.97

Score1/3

Weight-6.00%

1M Return-2.01%

Net cash flow from operating activities (YoY growth rate %)

Value17.57

Score3/3

Weight11.17%

1M Return3.28%

Cash-UP

Value-0.15

Score2/3

Weight-5.46%

1M Return-2.12%

Operating revenue (YoY growth rate %)

Value177.16

Score1/3

Weight-1.99%

1M Return-0.60%

Asset-MV

Value-0.55

Score3/3

Weight58.71%

1M Return11.07%

Cash-MV

Value0.02

Score1/3

Weight-2.82%

1M Return-1.18%

Is LDI undervalued or overvalued?

LDI scores 8.44/10 on fundamentals and holds a Discounted valuation at present. Backed by its -14.04% ROE, -9.04% net margin, -7.54 P/E ratio, 1.22 P/B ratio, and 43.40% earnings growth, these metrics solidify its Outperform investment rating.