LC
Lendingclub·NYSE
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LC fundamentals
Lendingclub (LC) released its earnings on Jan 28, 2026: revenue was 266.47M (YoY +22.68%), beat estimates; EPS was 0.35 (YoY +337.50%), beat estimates.
Revenue / YoY
266.47M
+22.68%
EPS / YoY
0.35
+337.50%
Report date
Jan 28, 2026
LC Earnings Call Summary for Q4,2025
- Revenue Surge: Q4 originations up 40% YoY to $2.6 billion, full-year growth 33% to $10 billion, driven by product innovation and expanded marketing.
- Credit Excellence: Delinquency rates 40% better than peers, lifetime loss rates stable at 4.5%-5%, enabling $50 million Q4 net income (up 300% YoY).
- Strategic Expansion: Entered $0.5T home improvement market with $100M+ pipeline, launched LevelUp Checking/Savings (balances >$15k), and integrated 60+ AI initiatives.
- Financial Strength: ROTCE 11.9% (vs. 10.2% full-year 2025), EPS up 158% YoY to $0.35, with 2026 guide for $1.65-$1.80 EPS (42%-55% growth).
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Key Indicators
Lendingclub (LC) key financial stats and ratios, covering profitability, financial health, and leverage.
Lendingclub (LC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Lendingclub (LC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Lendingclub (LC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Lendingclub (LC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Lendingclub (LC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What does Lendingclub do and what are its main business segments?What were the key takeaways from Lendingclub's earnings call?Did Lendingclub beat or miss consensus estimates last quarter?What guidance did Lendingclub's management provide for the next earnings period?What were the key takeaways from Lendingclub’s earnings call?What is Lendingclub's gross profit margin?What is the revenue and EPS growth rate for Lendingclub year over year?What is Lendingclub's latest dividend and current dividend yield?
