LC
Lendingclub·NYSE
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LC fundamentals
Lendingclub (LC) released its earnings on Oct 22, 2025: revenue was 266.20M (YoY +31.85%), beat estimates; EPS was 0.37 (YoY +184.62%), beat estimates.
Revenue / YoY
266.20M
+31.85%
EPS / YoY
0.37
+184.62%
Report date
Oct 22, 2025
LC Earnings Call Summary for Q3,2025
- Revenue Surge: Q3 originations up 37% YoY to $2.62 billion, with revenue growing 32% to $266 million, EPS tripling to $0.37.
- Marketplace Dominance: Marketplace revenue jumps 75%, including $1.4 billion in structured certificates and BlackRock's $1 billion commitment.
- Product Growth: LevelUp Checking accounts surge 7x, with 60% of new accounts from borrowers, driving 50% higher mobile app engagement.
- Credit Excellence: Charge-off ratio at 2.9%, outperforming peers by 40%, with stable lifetime loss expectations.
- Balance Sheet Strength: $11.1 billion balance sheet supports record net interest income of $158 million, with Q4 originations expected to grow 35-41% YoY.
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Key Indicators
Lendingclub (LC) key financial stats and ratios, covering profitability, financial health, and leverage.
Lendingclub (LC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Lendingclub (LC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Lendingclub (LC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Lendingclub (LC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Lendingclub (LC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Lendingclub next quarter?What factors drove the changes in Lendingclub's revenue and profit?What guidance did Lendingclub's management provide for the next earnings period?What does Lendingclub do and what are its main business segments?What were the key takeaways from Lendingclub’s earnings call?What is the revenue and EPS growth rate for Lendingclub year over year?What is Lendingclub's gross profit margin?What were the key takeaways from Lendingclub's earnings call?
