KMPR
Kemper·NYSE
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KMPR fundamentals
Kemper (KMPR) released its earnings on Feb 4, 2026: revenue was 1.13B (YoY -4.79%), missed estimates; EPS was 0.25 (YoY -85.96%), missed estimates.
Revenue / YoY
1.13B
-4.79%
EPS / YoY
0.25
-85.96%
Report date
Feb 4, 2026
KMPR Earnings Call Summary for Q4,2025
Key Takeaways:
- California Auto Challenges: 105% combined ratio driven by doubled bodily injury limits; rate increase filing (+6.9%) pending approval.
- Florida Market Benefits: $35M refunds highlight tort reform success, but 2026 rate adjustments needed.
- Restructuring Savings: $33M annual savings from cost-cutting initiatives.
- Life Segment Stability: $20M adjusted NOIL, 4.6% book value growth.
- New Product Momentum: AZ/OR pilots show 30pts pricing improvement; TX/FL rollouts Q1 2026.
- Balance Sheet Strength: $1B liquidity supports growth and debt reduction (24.6% debt-to-capital).
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Key Indicators
Kemper (KMPR) key financial stats and ratios, covering profitability, financial health, and leverage.
Kemper (KMPR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Kemper (KMPR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Kemper (KMPR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Kemper (KMPR) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Kemper (KMPR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Did Kemper beat or miss consensus estimates last quarter?What were the key takeaways from Kemper's earnings call?What guidance did Kemper's management provide for the next earnings period?What were the key takeaways from Kemper’s earnings call?What is the market's earnings forecast for Kemper next quarter?What is the revenue and EPS growth rate for Kemper year over year?What is Kemper's gross profit margin?What factors drove the changes in Kemper's revenue and profit?
