JMIA
Jumia Technologies·NYSE
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7.38 / 10
Outperform
JMIA's fundamental analysis yields a 7.4/10 rating. Strengths include a healthy interest-coverage ratio of 15.48% and positive Profit-MV and Net income-Revenue factors. However, persistent negative metrics such as Net cash flow from operating activities per share (-25.68% YoY) and its ratio to revenue (-36.27%) indicate liquidity concerns. These cash-flow challenges, coupled with a neutral overall score (5.46/10), result in a constructive but not outstanding fundamental stance.
Analysis Checks(6/10)
Net cash flow from operating activities per share (YoY growth rate %)
Value-25.68
Score1/3
Weight-10.43%
1M Return-3.23%
Value-25.68
Score1/3
Weight-10.43%
1M Return-3.23%
Net cash flow from operating activities / Operating revenue (%)
Value-36.27
Score0/3
Weight-22.58%
1M Return-8.62%
Value-36.27
Score0/3
Weight-22.58%
1M Return-8.62%
Net income-Revenue
Value-0.17
Score2/3
Weight16.33%
1M Return4.03%
Value-0.17
Score2/3
Weight16.33%
1M Return4.03%
Cash-UP
Value-0.06
Score2/3
Weight-2.77%
1M Return-0.80%
Value-0.06
Score2/3
Weight-2.77%
1M Return-0.80%
Asset-MV
Value-0.50
Score2/3
Weight60.75%
1M Return10.86%
Value-0.50
Score2/3
Weight60.75%
1M Return10.86%
Revenue-MV
Value-0.26
Score1/3
Weight8.66%
1M Return2.22%
Value-0.26
Score1/3
Weight8.66%
1M Return2.22%
Profit-MV
Value0.46
Score2/3
Weight36.87%
1M Return7.40%
Value0.46
Score2/3
Weight36.87%
1M Return7.40%
Net cash flow from operating activities / Total liabilities (%)
Value-0.42
Score0/3
Weight-20.59%
1M Return-7.60%
Value-0.42
Score0/3
Weight-20.59%
1M Return-7.60%
Interest coverage ratio (EBIT / Interest expense) (%)
Value15.48
Score3/3
Weight-1.50%
1M Return-0.41%
Value15.48
Score3/3
Weight-1.50%
1M Return-0.41%
Cash-MV
Value-0.07
Score2/3
Weight35.26%
1M Return7.32%
Value-0.07
Score2/3
Weight35.26%
1M Return7.32%
Net cash flow from operating activities per share (YoY growth rate %)
Value-25.68
Score1/3
Weight-10.43%
1M Return-3.23%
Value-25.68
Score1/3
Weight-10.43%
1M Return-3.23%
Revenue-MV
Value-0.26
Score1/3
Weight8.66%
1M Return2.22%
Value-0.26
Score1/3
Weight8.66%
1M Return2.22%
Net cash flow from operating activities / Operating revenue (%)
Value-36.27
Score0/3
Weight-22.58%
1M Return-8.62%
Value-36.27
Score0/3
Weight-22.58%
1M Return-8.62%
Profit-MV
Value0.46
Score2/3
Weight36.87%
1M Return7.40%
Value0.46
Score2/3
Weight36.87%
1M Return7.40%
Net income-Revenue
Value-0.17
Score2/3
Weight16.33%
1M Return4.03%
Value-0.17
Score2/3
Weight16.33%
1M Return4.03%
Net cash flow from operating activities / Total liabilities (%)
Value-0.42
Score0/3
Weight-20.59%
1M Return-7.60%
Value-0.42
Score0/3
Weight-20.59%
1M Return-7.60%
Cash-UP
Value-0.06
Score2/3
Weight-2.77%
1M Return-0.80%
Value-0.06
Score2/3
Weight-2.77%
1M Return-0.80%
Interest coverage ratio (EBIT / Interest expense) (%)
Value15.48
Score3/3
Weight-1.50%
1M Return-0.41%
Value15.48
Score3/3
Weight-1.50%
1M Return-0.41%
Asset-MV
Value-0.50
Score2/3
Weight60.75%
1M Return10.86%
Value-0.50
Score2/3
Weight60.75%
1M Return10.86%
Cash-MV
Value-0.07
Score2/3
Weight35.26%
1M Return7.32%
Value-0.07
Score2/3
Weight35.26%
1M Return7.32%
Is JMIA undervalued or overvalued?
- JMIA scores 7.38/10 on fundamentals and holds a Discounted valuation at present. Backed by its -84.54% ROE, -40.86% net margin, -20.92 P/E ratio, 41.75 P/B ratio, and 43.64% earnings growth, these metrics solidify its Outperform investment rating.
