ITUB
Itau Unibanco Pref ADR·NYSE
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ITUB fundamentals
Itau Unibanco Pref ADR (ITUB) released its earnings on Feb 6, 2026: revenue was 7.64B (YoY -0.01%), missed estimates; EPS was 0.1928 (YoY +13.61%), missed estimates.
Revenue / YoY
7.64B
-0.01%
EPS / YoY
0.1928
+13.61%
Report date
Feb 6, 2026
ITUB Earnings Call Summary for Q4,2025
- Revenue Surge: 15% YoY growth, fueled by a 40% loan portfolio expansion and leadership in private payroll loans (36% YoY).
- AI-Driven Efficiency: 2,600% faster product delivery and 45% reduction in unit transaction costs, powering a 5% decline in operating expenses.
- Profitability Resilience: ROE maintained above 24% with disciplined capital allocation and a CET1 ratio of 12.3%.
- Digital Dominance: 50% market share in private payroll loans, 50 million clients on the Super App, and BRL 33 billion in mortgage origination.
- Strategic Growth: Expansion into infrastructure and energy with BRL 12 billion in transactions, and leadership in corporate debt issuance (26% market share).
EPS
Actual | 0.0464 | 0.0562 | 0.0666 | 0.0755 | 0.0742 | 0.1234 | 0.0979 | 0.124 | 0.1187 | 0.1308 | 0.1374 | 0.1266 | 0.1335 | 0.1612 | 0.3305 | 0.1709 | 0.1747 | 0.1588 | 0.16 | 0.1697 | 0.1771 | 0.1807 | 0.1883 | 0.1928 | |||||||
Forecast | 0.0929 | 0.0665 | 0.0659 | 0.0748 | 0.079 | 0.09 | 0.1076 | 0.1106 | 0.1314 | 0.1283 | 0.137 | 0.1408 | 0.1508 | 0.1587 | 0.1602 | 0.1697 | 0.1715 | 0.1655 | 0.169 | 0.1647 | 0.1754 | 0.1821 | 0.1925 | 0.2085 | |||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -50.05% | -15.49% | +1.06% | +0.94% | -6.08% | +37.11% | -9.01% | +12.12% | -9.67% | +1.95% | +0.29% | -10.09% | -11.47% | +1.58% | +106.30% | +0.71% | +1.87% | -4.05% | -5.33% | +3.04% | +0.97% | -0.77% | -2.18% | -7.53% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | 5.11B | 4.94B | 4.55B | 5.33B | 5.50B | 6.28B | 5.46B | 6.72B | 6.91B | 7.04B | 6.97B | 6.68B | 7.27B | 7.78B | 8.12B | 8.19B | 8.33B | 7.45B | 7.02B | 7.64B | 7.97B | 7.18B | 8.09B | 7.64B |
Forecast | -- | -- | -- | -- | -- | -- | -- | 5.65B | 5.57B | 5.03B | 5.36B | 5.08B | 5.70B | 5.45B | 5.78B | 6.90B | 6.23B | 6.87B | 7.22B | 7.50B | 7.99B | 7.70B | 8.18B | 7.83B | 7.52B | 7.68B | 7.27B | 7.49B | 8.12B | 8.51B | 8.94B |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -9.50% | -11.23% | -9.40% | -0.63% | +8.35% | +10.20% | +0.15% | +16.10% | +0.18% | +13.09% | +1.49% | -7.40% | -3.10% | -2.57% | +5.40% | +0.07% | +6.40% | -0.96% | -8.59% | +5.03% | +6.46% | -11.53% | -4.97% | -14.60% |
Earnings Call
You can ask Aime
What is the revenue and EPS growth rate for Itau Unibanco Pref ADR year over year?What is Itau Unibanco Pref ADR's gross profit margin?What were the key takeaways from Itau Unibanco Pref ADR’s earnings call?What is Itau Unibanco Pref ADR's latest dividend and current dividend yield?Did Itau Unibanco Pref ADR beat or miss consensus estimates last quarter?What factors drove the changes in Itau Unibanco Pref ADR's revenue and profit?What does Itau Unibanco Pref ADR do and what are its main business segments?What were the key takeaways from Itau Unibanco Pref ADR's earnings call?
