IFS
Intercorp Financial·NYSE
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IFS fundamentals
During Q4 2025, Intercorp Financial (IFS) reported revenue of 533.67M, a YoY change of 17.88%. Net income was 137.34M, a YoY change of 5.48%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q1,2018 | Q1,2019 | Q1,2020 | Q2,2020 | Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
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Start Date | Jan 1, 2018 | Jan 1, 2019 | Jan 1, 2020 | Apr 1, 2020 | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Jun 30, 2020 | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Operating Income | 311.13M -- | 337.09M +8.35% | 322.84M -4.23% | 282.43M -- | 357.48M -- | 358.90M -- | 347.59M +7.67% | 334.61M +18.48% | 335.78M -6.07% | 257.43M -28.27% | 336.55M -3.18% | 329.41M -1.55% | 415.89M +23.86% | 388.89M +51.07% | 379.43M +12.74% | 417.38M +26.70% | 404.84M -2.66% | 434.85M +11.82% | 394.46M +3.96% | 404.81M -3.01% | 429.93M +6.20% | 452.71M +4.11% | 463.88M +17.60% | 506.68M +25.17% | 493.47M +14.78% | 533.67M +17.88% | 2.00B -- |
Net Interest Income | 238.42M -- | 250.37M +5.01% | 264.95M +5.82% | 207.70M -- | 252.05M -- | 254.34M -- | 222.13M -16.16% | 224.97M +8.32% | 217.65M -13.65% | 238.49M -6.23% | 256.23M +15.35% | 270.19M +20.10% | 272.36M +25.14% | 301.45M +26.40% | 285.50M +11.43% | 320.91M +18.77% | 308.04M +13.10% | 303.16M +0.57% | 304.94M +6.81% | 290.59M -9.45% | 310.77M +0.89% | 305.81M +0.87% | 316.03M +3.64% | 321.15M +10.52% | 333.42M +7.29% | 350.40M +14.58% | 1.32B -- |
Interest Income | 321.13M -- | 351.55M +9.47% | 363.38M +3.37% | 294.77M -- | 329.74M -- | 327.96M -- | 289.21M -20.41% | 288.47M -2.14% | 283.08M -14.15% | 311.76M -4.94% | 338.43M +17.02% | 364.51M +26.36% | 388.63M +37.29% | 441.99M +41.77% | 440.97M +30.30% | 498.85M +36.85% | 487.73M +25.50% | 487.06M +10.20% | 484.44M +9.86% | 453.20M -9.15% | 476.68M -2.27% | 458.68M -5.83% | 471.66M -2.64% | 484.66M +6.94% | 496.94M +4.25% | 511.83M +11.59% | 1.97B -- |
Interest Expense | 82.71M -- | 101.17M +22.33% | 98.43M -2.72% | 87.07M -- | 77.69M -- | 73.62M -- | 67.08M -31.85% | 63.50M -27.07% | 65.43M -15.78% | 73.27M -0.48% | 82.20M +22.55% | 94.33M +48.55% | 116.27M +77.70% | 140.54M +91.81% | 155.47M +89.13% | 177.95M +88.65% | 179.70M +54.56% | 183.90M +30.86% | 179.50M +15.46% | 162.61M -8.62% | 165.91M -7.67% | 152.87M -16.87% | 155.63M -13.30% | 163.51M +0.55% | 163.52M -1.44% | 161.42M +5.59% | 644.08M -- |
Non-Interest Income | 72.71M -- | 86.72M +19.27% | 57.88M -33.25% | 74.73M -- | 105.43M -- | 95.48M -- | 125.46M +116.75% | 109.64M +46.71% | 118.13M +12.04% | 26.72M -72.01% | 80.33M -35.97% | 59.23M -45.98% | 143.52M +21.50% | 84.09M +214.71% | 93.93M +16.93% | 96.47M +62.88% | 94.62M -34.08% | 131.90M +56.85% | 79.09M -15.79% | 115.47M +19.70% | 116.73M +23.37% | 145.69M +10.45% | 131.60M +66.39% | 185.48M +60.63% | 137.85M +18.09% | 145.47M -0.15% | 600.40M -- |
Gain (Loss) on Trading Securities | 7.83M -- | 9.01M +15.15% | 8.24M -8.64% | 16.14M -- | 13.28M -- | 63.82M -- | 54.90M +566.61% | 3.99M -75.28% | 5.67M -57.30% | 20.33M -68.15% | -443.60K -100.81% | -15.51M -488.62% | 6.93M +22.24% | -70.89M -448.78% | 62.23K +114.03% | 42.00M +370.85% | -47.64M -787.37% | 18.49M +126.08% | -5.79M -9400.29% | 4.85M -88.45% | 8.99M +118.87% | 21.44M +15.94% | 24.37M +521.06% | 78.48M +1518.50% | 22.80M +153.58% | 17.00M -20.70% | 142.66M -- |
Gain (Loss) on Foreign Currency Exchange | -- -- | -- -- | -- -- | -- -- | -- -- | 87.96M -- | -- -- | -- -- | -- -- | 106.61M +21.20% | -- -- | -- -- | -- -- | 99.78M -6.41% | -- -- | -- -- | 57.40M -- | 23.97M -75.97% | 29.49M -- | 22.11M -- | 35.53M -38.10% | 28.63M +19.44% | 25.20M -14.53% | 21.22M -4.03% | 33.02M -7.07% | 38.00M +32.73% | 117.44M -- |
Fees and Commissions Income | 67.12M -- | 67.19M +0.11% | 64.14M -4.55% | 40.28M -- | 48.56M -- | 51.37M -- | 53.61M -16.41% | 52.03M +29.18% | 48.14M -0.86% | 56.17M +9.35% | 55.38M +3.30% | 76.88M +47.76% | 79.45M +65.05% | 84.84M +51.05% | 80.14M +44.71% | 82.46M +7.26% | 76.62M -3.57% | 77.65M -8.48% | 72.19M -9.92% | 72.97M -11.51% | 79.66M +3.97% | 79.68M +2.62% | 80.72M +11.81% | 84.60M +15.93% | 89.64M +12.53% | 93.24M +17.01% | 348.20M -- |
Gain (Loss) on Change in Fair Value | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | 58.40M -- | -- -- | -- -- | -- -- | 0 -100.00% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Non-Interest Income | -2.24M -- | 10.51M +569.18% | -14.49M -237.78% | 18.32M -- | 43.59M -- | -107.67M -- | 16.95M +217.02% | 53.63M +192.79% | 64.32M +47.55% | -156.38M -45.24% | 25.39M +49.78% | -2.15M -104.00% | 57.14M -11.16% | -88.03M +43.71% | 13.73M -45.95% | -27.99M -1204.41% | 8.25M -85.57% | 11.79M +113.40% | -16.80M -222.37% | 15.54M +155.52% | -7.45M -190.35% | 15.93M +35.11% | 1.31M +107.78% | 1.18M -92.41% | -7.61M -2.14% | -2.78M -117.42% | -7.90M -- |
Loan Impairment Loss | 52.87M -- | 55.60M +5.15% | 102.81M +84.91% | 367.92M -- | 129.57M -- | 75.23M -- | 37.77M -63.26% | 48.13M -86.92% | 29.17M -77.49% | -16.74M -122.25% | 40.01M +5.94% | 50.53M +4.97% | 54.40M +86.48% | 71.78M +528.76% | 101.27M +153.10% | 114.68M +126.97% | 150.13M +175.98% | 166.27M +131.65% | 147.72M +45.87% | 123.74M +7.90% | 101.84M -32.17% | 84.94M -48.91% | 93.54M -36.68% | 87.11M -29.61% | 74.03M -27.31% | 68.04M -19.89% | 322.72M -- |
Income after Deducting Loan Impairment Loss | 258.25M -- | 281.49M +9.00% | 220.03M -21.83% | -85.48M -- | 227.91M -- | 274.59M -- | 309.82M +40.81% | 286.48M +435.13% | 306.61M +34.53% | 281.96M +2.68% | 296.54M -4.29% | 278.89M -2.65% | 361.49M +17.90% | 313.77M +11.28% | 278.15M -6.20% | 302.70M +8.54% | 252.53M -30.14% | 268.79M -14.33% | 236.31M -15.04% | 282.32M -6.73% | 325.66M +28.96% | 366.55M +36.37% | 354.09M +49.84% | 419.53M +48.60% | 397.24M +21.98% | 427.83M +16.72% | 1.60B -- |
Operating Expenses | 137.55M -- | 145.15M +5.52% | 148.82M +2.53% | 117.49M -- | 124.20M -- | 148.29M -- | 136.40M -8.35% | 136.36M +16.06% | 141.61M +14.02% | 161.14M +8.66% | 153.79M +12.75% | 171.81M +26.00% | 169.17M +19.46% | 191.69M +18.96% | 180.88M +17.61% | 190.43M +10.84% | 181.61M +7.35% | 186.52M -2.70% | 185.78M +2.70% | 187.58M -1.50% | 200.78M +10.56% | 198.51M +6.43% | 201.44M +8.43% | 222.88M +18.82% | 233.43M +16.26% | 245.82M +23.84% | 903.58M -- |
Fees and Commissions Expenses | -- -- | -- -- | -- -- | -- -- | -- -- | 7.84M -- | -- -- | -- -- | -- -- | 9.56M +21.85% | -- -- | -- -- | -- -- | 23.67M +147.65% | -- -- | -- -- | 12.20M -- | -1.04M -104.40% | 4.10M -- | 2.53M -- | 1.73M -85.79% | 1.97M +289.08% | 3.85M -6.22% | 4.35M +71.92% | 4.29M +147.46% | 4.96M +152.02% | 17.45M -- |
Selling, General and Administrative Expenses | 56.53M -- | 58.87M +4.13% | 61.10M +3.79% | 45.39M -- | 45.11M -- | 340.98M -- | 47.92M -21.58% | 52.23M +15.06% | 51.87M +14.99% | 367.82M +7.87% | 57.55M +20.10% | 59.40M +13.74% | 55.94M +7.85% | 454.59M +23.59% | 62.19M +8.07% | 62.88M +5.85% | 385.53M +589.13% | 178.64M -60.70% | 174.37M +180.38% | 177.65M +182.52% | 188.43M -51.12% | 184.57M +3.32% | 192.30M +10.28% | 212.71M +19.74% | 223.25M +18.48% | 234.52M +27.07% | 862.78M -- |
Impairment Loss on Other Assets | -- -- | -- -- | -- -- | -- -- | -- -- | 2.25M -- | -- -- | -- -- | -- -- | 2.90M +28.92% | -- -- | -- -- | -- -- | 3.14M +8.28% | -- -- | -- -- | 1.51M -- | 3.13M -0.34% | 793.06K -- | 702.32K -- | 600.43K -60.19% | 8.46M +170.52% | 653.67K -17.58% | 677.03K -3.60% | 1.56M +159.76% | -1.31M -115.51% | 1.58M -- |
Other Operating Expenses | 81.01M -- | 86.28M +6.50% | 87.72M +1.68% | 72.10M -- | 79.09M -- | -202.78M -- | 88.48M +0.86% | 84.13M +16.68% | 89.74M +13.47% | -219.13M -8.07% | 96.24M +8.77% | 112.41M +33.62% | 113.22M +26.17% | -289.70M -32.20% | 118.69M +23.32% | 127.55M +13.47% | -217.63M -292.22% | 5.80M +102.00% | 6.52M -94.51% | 6.70M -94.75% | 10.02M +104.60% | 3.51M -39.38% | 4.65M -28.68% | 5.14M -23.23% | 4.33M -56.77% | 7.65M +117.76% | 21.77M -- |
Operating Profit | 120.71M -- | 136.35M +12.96% | 71.21M -47.77% | -202.97M -- | 103.72M -- | 126.29M -- | 173.43M +143.55% | 150.13M +173.96% | 165.00M +59.08% | 120.82M -4.33% | 142.75M -17.69% | 107.08M -28.67% | 192.32M +16.56% | 122.07M +1.04% | 97.27M -31.86% | 112.26M +4.84% | 70.92M -63.13% | 82.27M -32.60% | 50.53M -48.05% | 94.74M -15.61% | 124.87M +76.09% | 168.04M +104.25% | 152.64M +202.07% | 196.64M +107.57% | 163.81M +31.18% | 182.01M +8.31% | 695.10M -- |
Income Before Income Taxes | 120.71M -- | 136.35M +12.96% | 71.21M -47.77% | -202.97M -- | 103.72M -- | 126.29M -- | 173.43M +143.55% | 150.13M +173.96% | 165.00M +59.08% | 120.82M -4.33% | 142.75M -17.69% | 107.08M -28.67% | 192.32M +16.56% | 122.07M +1.04% | 97.27M -31.86% | 112.26M +4.84% | 70.92M -63.13% | 82.27M -32.60% | 50.53M -48.05% | 94.74M -15.61% | 124.87M +76.09% | 168.04M +104.25% | 152.64M +202.07% | 196.64M +107.57% | 163.81M +31.18% | 182.01M +8.31% | 695.10M -- |
Income Tax Expense | 32.70M -- | 33.11M +1.26% | 22.08M -33.32% | -75.41M -- | 11.70M -- | 21.02M -- | 24.43M +10.64% | 26.66M +135.35% | 27.61M +136.03% | 48.75M +131.91% | 25.80M +5.62% | 31.84M +19.44% | 35.17M +27.36% | 27.76M -43.05% | 27.77M +7.62% | 28.43M -10.72% | 8.17M -76.77% | 10.03M -63.87% | 11.23M -59.57% | 13.37M -52.96% | 25.46M +211.70% | 33.77M +236.64% | 34.39M +206.29% | 36.14M +170.25% | 33.86M +33.00% | 47.27M +39.99% | 151.65M -- |
Current Income Tax | -- -- | -- -- | -- -- | -- -- | -- -- | 64.95M -- | -- -- | -- -- | -- -- | 74.69M +14.98% | -- -- | -- -- | -- -- | 121.52M +62.70% | -- -- | -- -- | 55.44M -- | -9.93M -108.17% | -6.25M -- | 9.49M -- | 28.47M -48.64% | 25.43M +356.05% | 34.29M +648.35% | 42.31M +346.04% | 39.85M +39.94% | 45.84M +80.24% | 162.29M -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -- -- | -- -- | -85.10M -- | -- -- | -- -- | -- -- | 51.85M +160.93% | -- -- | -- -- | -- -- | -116.01K -100.22% | -- -- | -- -- | 7.46M -- | 19.96M +17306.79% | 17.48M -- | 3.88M -- | -3.01M -140.43% | 8.33M -58.25% | 91.90K -99.47% | -6.18M -259.03% | -5.99M -98.55% | 1.43M -82.82% | -10.64M -- |
Income Tax Adjustments | -- -- | -- -- | -- -- | -- -- | -- -- | 12.63M -- | -- -- | -- -- | -- -- | 22.51M +78.22% | -- -- | -- -- | -- -- | 6.69M -70.29% | -- -- | -- -- | 2.62M -- | -4.95M -174.08% | 1.33M -- | 6.70M -- | -5.89M -324.75% | 4.07M +182.25% | -3.40M -356.01% | -3.27M -148.76% | -1.51M +74.28% | -2.60M -163.82% | -10.78M -- |
Other Items Affecting Net Income | 1.86M -- | 3.04M +63.88% | -6.94M -328.42% | -1.62M -- | -3.47M -- | 11.62M -- | -8.15M -17.33% | -5.32M -228.35% | -4.01M -15.67% | 17.06M +46.83% | 12.62M +254.88% | -16.23M -204.78% | -14.78M -268.58% | 19.50M +14.27% | 1.49M -88.23% | 7.49M +146.14% | -8.63M +41.60% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Net Income | 89.86M -- | 106.28M +18.27% | 42.18M -60.31% | -129.18M -- | 88.55M -- | 104.26M -- | 140.85M +233.89% | 118.14M +191.45% | 133.38M +50.62% | 66.63M -36.10% | 129.57M -8.01% | 59.01M -50.05% | 142.37M +6.75% | 107.12M +60.78% | 70.99M -45.21% | 91.32M +54.77% | 51.50M -63.83% | 77.20M -27.94% | 37.98M -46.50% | 74.67M -18.24% | 105.30M +104.49% | 130.21M +68.67% | 121.65M +220.31% | 163.78M +119.35% | 131.46M +24.84% | 137.34M +5.48% | 554.23M -- |
Net Income Attributable to Minority Interests | 550.05K -- | 649.92K +18.16% | 445.41K -31.47% | -1.08M -- | 321.38K -- | 396.69K -- | 659.56K +48.08% | 548.24K +150.65% | 516.08K +60.58% | 831.65K +109.65% | 665.67K +0.93% | 614.30K +12.05% | 668.17K +29.47% | 689.50K -17.09% | 484.31K -27.25% | 574.07K -6.55% | 382.75K -42.72% | 322.45K -53.23% | 262.38K -45.82% | 439.08K -23.51% | 588.28K +53.70% | 676.41K +109.77% | 691.57K +163.58% | 683.24K +55.61% | 824.78K +40.20% | 866.03K +28.03% | 3.07M -- |
Net Income Attributable to Owners of the Company | 89.31M -- | 105.63M +18.27% | 41.74M -60.48% | -128.10M -- | 88.23M -- | 103.87M -- | 140.19M +235.87% | 117.59M +191.80% | 132.86M +50.58% | 65.79M -36.66% | 128.90M -8.05% | 58.39M -50.34% | 141.71M +6.66% | 106.43M +61.77% | 70.50M -45.30% | 90.75M +55.41% | 51.11M -63.93% | 76.88M -27.77% | 37.72M -46.50% | 74.23M -18.21% | 104.71M +104.87% | 129.53M +68.49% | 120.96M +220.70% | 163.09M +119.73% | 130.64M +24.76% | 136.47M +5.36% | 551.16M -- |
Net Income Attributable to Common Stockholders | 89.31M -- | 105.63M +18.27% | 41.74M -60.48% | -128.10M -- | 88.23M -- | 103.87M -- | 140.19M +235.87% | 117.59M +191.80% | 132.86M +50.58% | 65.79M -36.66% | 128.90M -8.05% | 58.39M -50.34% | 141.71M +6.66% | 106.43M +61.77% | 70.50M -45.30% | 90.75M +55.41% | 51.11M -63.93% | 76.88M -27.77% | 37.72M -46.50% | 74.23M -18.21% | 104.71M +104.87% | 129.53M +68.49% | 120.96M +220.70% | 163.09M +119.73% | 130.64M +24.76% | 136.47M +5.36% | 551.16M -- |
Other Comprehensive Income | 1.51M -- | 86.24M +5594.66% | -145.37M -268.56% | 126.54M -- | 49.62M -- | 67.42M -- | -61.06M +57.99% | -14.97M -111.83% | -17.54M -135.35% | -49.87M -173.97% | -40.05M +34.42% | -22.80M -52.34% | 1.88M +110.74% | -2.66M +94.66% | -1.92M +95.20% | -10.13M +55.55% | 21.40M +1036.10% | 25.59M +1060.54% | 43.08M +2342.11% | 10.79M +206.51% | -20.04M -193.66% | 24.05M -6.01% | 22.50M -47.79% | 4.17M -61.41% | 8.94M +144.58% | 11.55M -51.98% | 47.14M -- |
Total Comprehensive Income | 91.38M -- | 192.52M +110.69% | -103.19M -153.60% | -2.64M -- | 138.18M -- | 171.68M -- | 79.78M +177.32% | 103.17M +4000.81% | 115.83M -16.17% | 16.75M -90.24% | 89.52M +12.20% | 36.20M -64.91% | 144.26M +24.54% | 104.46M +523.48% | 69.07M -22.85% | 81.19M +124.26% | 72.90M -49.47% | 102.78M -1.60% | 81.06M +17.37% | 85.46M +5.26% | 85.26M +16.96% | 154.25M +50.08% | 144.15M +77.82% | 167.94M +96.52% | 140.40M +64.67% | 148.88M -3.48% | 601.37M -- |
Total Comprehensive Income Attributable to Minority Interests | 358.85K -- | 849.39K +136.70% | 135.66K -84.03% | -788.70K -- | 469.56K -- | 654.42K -- | 143.58K +5.84% | 355.55K +145.08% | 107.38K -77.13% | 874.24K +33.59% | 376.63K +162.31% | 326.53K -8.16% | 585.28K +445.08% | 872.97K -0.15% | 605.59K +60.79% | 751.17K +130.05% | 379.32K -35.19% | 550.19K -36.97% | 344.73K -43.08% | 524.13K -30.22% | 780.78K +105.84% | 724.23K +31.63% | 850.83K +146.81% | 927.66K +76.99% | 936.02K +19.88% | 981.54K +35.53% | 3.70M -- |
Total Comprehensive Income Attributable to Owners of the Company | 91.02M -- | 191.67M +110.59% | -103.32M -153.91% | -1.86M -- | 137.71M -- | 171.03M -- | 79.64M +177.08% | 102.82M +5639.11% | 115.73M -15.96% | 15.88M -90.72% | 89.14M +11.93% | 35.88M -65.11% | 143.67M +24.15% | 103.59M +552.30% | 68.46M -23.20% | 80.44M +124.20% | 72.52M -49.53% | 102.23M -1.31% | 80.72M +17.90% | 84.94M +5.59% | 84.48M +16.49% | 153.53M +50.17% | 143.30M +77.53% | 167.02M +96.64% | 139.46M +65.09% | 147.90M -3.67% | 597.68M -- |
You can ask Aime
What is the market's earnings forecast for Intercorp Financial next quarter?What factors drove the changes in Intercorp Financial's revenue and profit?Did Intercorp Financial beat or miss consensus estimates last quarter?What is Intercorp Financial's gross profit margin?What were the key takeaways from Intercorp Financial’s earnings call?What guidance did Intercorp Financial's management provide for the next earnings period?What were the key takeaways from Intercorp Financial's earnings call?What does Intercorp Financial do and what are its main business segments?
