IFS
Intercorp Financial·NYSE
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IFS fundamentals
Intercorp Financial (IFS) released its earnings on Feb 12, 2026: revenue was 498.48M (YoY +10.86%), beat estimates; EPS was 1.1168 (YoY -0.87%), beat estimates.
Revenue / YoY
498.48M
+10.86%
EPS / YoY
1.1168
-0.87%
Report date
Feb 12, 2026
IFS Earnings Call Summary for Q4,2025
- Record Financial Performance: 2025 net income up 49% YoY to PEN 1.9 billion, ROE of 16.8%.
- Loan Growth Acceleration: Higher-yielding loans +8% YoY, small business loans +25% YoY.
- Digital Transformation Success: PLIN transactions +48% YoY, digital customer engagement at 84%.
- ROE Outlook: 17% for 2026, targeting 18%+ as consumer lending recovers.
- Risk Management: Cost of risk at 1.8% Q4, no further Rutas de Lima impairments.
- Macroeconomic Tailwinds: Peru GDP +3.3% in 2025, sol +10% YoY, inflation at 1.5%.
Earnings
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Revenue & Expenses
Key Indicators
Intercorp Financial (IFS) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Intercorp Financial (IFS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet
Intercorp Financial (IFS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Cash Flow
Intercorp Financial (IFS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown
Where does Intercorp Financial (IFS) generate its revenue? Explore its key revenue streams and top earning regions.
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Dividend
Track Intercorp Financial (IFS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for Intercorp Financial next quarter?What does Intercorp Financial do and what are its main business segments?What were the key takeaways from Intercorp Financial's earnings call?What guidance did Intercorp Financial's management provide for the next earnings period?Did Intercorp Financial beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Intercorp Financial year over year?What factors drove the changes in Intercorp Financial's revenue and profit?What is Intercorp Financial's latest dividend and current dividend yield?
