Intercorp Financial (IFS) Fundamental Analysis: Revenue, Earnings & Valuation

3.07 / 10

Netural

Fundamental health is weak, scoring 3.1/10. Positive factors include a strong gross profit margin (48.34%), solid current‑liabilities ratio and 100% total profit/EBIT. Negative drivers are low PB‑ROE, negative Asset‑MV and flat Revenue‑MV, suggesting valuation pressure.

Analysis Checks(6/10)

Revenue-MV

Value-0.00

Score0/3

Weight6.82%

1M Return3.40%

Gross profit margin (%)

Value48.34

Score3/3

Weight7.15%

1M Return3.48%

Current liabilities / Total liabilities (%)

Value47.94

Score3/3

Weight7.14%

1M Return3.48%

Profit-MV

Value2.94

Score2/3

Weight14.13%

1M Return6.04%

Net income-Revenue

Value0.71

Score1/3

Weight10.13%

1M Return4.28%

PB-ROE

Value-1.01

Score1/3

Weight8.41%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight7.15%

1M Return3.48%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.15%

1M Return3.48%

Asset-MV

Value-0.55

Score1/3

Weight15.79%

1M Return6.13%

Cash-MV

Value1.93

Score3/3

Weight16.13%

1M Return6.86%

Is IFS undervalued or overvalued?

IFS scores 3.07/10 on fundamentals and holds a Fair valuation at present. Backed by its 16.52% ROE, 27.76% net margin, 9.57 P/E ratio, 1.49 P/B ratio, and 70.40% earnings growth, these metrics solidify its Netural investment rating.