IBN
ICICI Bank·NYSE
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IBN fundamentals
ICICI Bank (IBN) released its earnings on Oct 24, 2025: revenue was 6.10B (YoY +0.69%), beat estimates; EPS was 0.210746 (YoY -4.01%), missed estimates.
Revenue / YoY
6.10B
+0.69%
EPS / YoY
0.210746
-4.01%
Report date
Oct 24, 2025
IBN Earnings Call Summary for Q2,2026
- Revenue Growth: PBT (ex treasury) up 9.1% YoY to INR 161.64 billion, driven by 10.6% YoY loan growth and 9.1% YoY deposit expansion.
- Credit Quality Improvement: Net NPA ratio at 0.39%, lowest in 3 quarters; gross NPA additions down 17% YoY.
- Margin Stability: NIM stable at 4.30% despite deposit repricing, supported by lower funding costs.
- Capital Strength: CET1 ratio of 16.35% provides buffer for growth while maintaining regulatory compliance.
- Strategic Focus: Business banking loans +24.8% YoY; CASA growth driven by digital channels and ICICI Direct integration.
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Key Indicators
ICICI Bank (IBN) key financial stats and ratios, covering profitability, financial health, and leverage.
ICICI Bank (IBN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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ICICI Bank (IBN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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ICICI Bank (IBN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does ICICI Bank (IBN) generate its revenue? Explore its key revenue streams and top earning regions.
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Track ICICI Bank (IBN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What factors drove the changes in ICICI Bank's revenue and profit?What guidance did ICICI Bank's management provide for the next earnings period?What were the key takeaways from ICICI Bank's earnings call?What were the key takeaways from ICICI Bank’s earnings call?What is ICICI Bank's latest dividend and current dividend yield?What is ICICI Bank's gross profit margin?What is the revenue and EPS growth rate for ICICI Bank year over year?Did ICICI Bank beat or miss consensus estimates last quarter?
