IBN
ICICI Bank·NYSE
--
--(--)
--
--(--)
IBN fundamentals
ICICI Bank (IBN) released its earnings on Jan 22, 2026: revenue was 3.32B (YoY +2.95%), missed estimates; EPS was 0.3881 (YoY -1.07%), beat estimates.
Revenue / YoY
3.32B
+2.95%
EPS / YoY
0.3881
-1.07%
Report date
Jan 22, 2026
IBN Earnings Call Summary for Q3,2026
- Profit Growth: Core operating profit up 6% YoY, driven by retail and rural loan expansion.
- Risk Management: Net NPA ratio at 0.37%, lowest in 5 years, with strong recoveries in retail and rural segments.
- Margins Stable: NIM held steady at 4.3% despite rate cuts, supported by deposit repricing.
- Strategic Moves: Reallocating INR 200-250 billion agri loans to meet PSL guidelines, with no immediate cost impact.
- Subsidiary Strength: ICICI Life VNB margin improved to 24.4%, ICICI General PBT up 14% YoY.
EPS
Revenue
Revenue & Expenses
Key Indicators
ICICI Bank (IBN) key financial stats and ratios, covering profitability, financial health, and leverage.
ICICI Bank (IBN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
ICICI Bank (IBN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
ICICI Bank (IBN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does ICICI Bank (IBN) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track ICICI Bank (IBN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What were the key takeaways from ICICI Bank’s earnings call?What is the market's earnings forecast for ICICI Bank next quarter?What guidance did ICICI Bank's management provide for the next earnings period?What is ICICI Bank's latest dividend and current dividend yield?What is the revenue and EPS growth rate for ICICI Bank year over year?What is ICICI Bank's gross profit margin?What does ICICI Bank do and what are its main business segments?Did ICICI Bank beat or miss consensus estimates last quarter?
