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HUM

Humana·NYSE
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HUM fundamentals

Humana (HUM) released its earnings on Nov 5, 2025: revenue was 32.65B (YoY +11.05%), beat estimates; EPS was 3.24 (YoY -22.12%), beat estimates.
Revenue / YoY
32.65B
+11.05%
EPS / YoY
3.24
-22.12%
Report date
Nov 5, 2025
HUM Earnings Call Summary for Q3,2025
  • MA Growth Strategy: Prioritizes retention over new sales, with channel mix focused on high-value segments. Stars recovery progress visible in '28, though '27 results disappointing.
  • Financial Discipline: $17 EPS target reaffirmed despite $150M investments. Capital allocation balanced between M&A and debt management.
  • Key Metrics: Reduced plan-to-plan sales (down YoY), 600K+ gaps closed in '28, and DCP timing-driven changes highlight operational focus.
  • Long-Term Vision: Shift to LTV/Stars-driven margin, with 2026 MA margin doubling 2025 levels if Stars thresholds align.
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Revenue

Revenue & Expenses

HUM has released its 2025 Q3 earnings report, with revenue of 32.65B, reflecting a YoY change of 11.06%, and net profit of 194.00M, showing a YoY change of -59.58%. The Sankey diagram below clearly presents HUM's revenue sources and cost distribution.

Key Indicators

Humana (HUM) key financial stats and ratios, covering profitability, financial health, and leverage.
Humana (HUM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Humana (HUM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Humana (HUM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Humana (HUM) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Humana (HUM) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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