Symbols

HUM

Humana·NYSE

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HUM fundamentals

HUM Q4 2025 Earnings

Humana (HUM) released its earnings on Feb 11, 2026: revenue was 32.52B (YoY +11.30%), beat estimates; EPS was -3.96 (YoY -83.33%), beat estimates.

Revenue / YoY

32.52B

+11.30%

EPS / YoY

-3.96

-83.33%

Report date

Feb 11, 2026

HUM Earnings Call Summary for Q4,2025

Membership Surge: 1 million new members (20% growth) driven by switchers and bounce-backs, with 70% in 4+ Star plans.
Margin Challenge: 2026 MA margin slightly below breakeven due to $3.5B Stars headwind, but doubling when normalized.
Operational Strength: Reduced Medicare complaints and improved service scores despite 25% membership growth.
Stars Recovery: Early progress toward 2028 Top Quartile goal, with focus on proactive member onboarding.
Capital Efficiency: <20% capital growth vs. 40% premium growth, funded by optimization and M&A.

Earnings

EPS

Revenue

Revenue & Expenses

HUM has released its 2025 Q4 earnings report, with revenue of 32.52B, reflecting a YoY change of 11.30%, and net profit of -776.00M, showing a YoY change of -13.62%. The Sankey diagram below clearly presents HUM's revenue sources and cost distribution.

Key Indicators

Humana (HUM) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Humana (HUM)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Humana (HUM)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Humana (HUM)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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