HRTG
Heritage Insurance·NYSE
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6.75 / 10
Outperform
Fundamental analysis reveals satisfactory positioning (6.8/10). Favorable aspects: PB-ROE and Asset-MV. Composite outlook: favorable.
Analysis Checks(10/10)
Revenue-MV
Value0.63
Score2/3
Weight9.52%
1M Return4.03%
Value0.63
Score2/3
Weight9.52%
1M Return4.03%
PB-ROE
Value-0.72
Score3/3
Weight14.06%
1M Return5.81%
Value-0.72
Score3/3
Weight14.06%
1M Return5.81%
Current assets turnover ratio
Value1.78
Score2/3
Weight6.16%
1M Return2.86%
Value1.78
Score2/3
Weight6.16%
1M Return2.86%
Fixed assets turnover ratio
Value7993.84
Score3/3
Weight6.08%
1M Return2.86%
Value7993.84
Score3/3
Weight6.08%
1M Return2.86%
Asset-MV
Value-0.51
Score2/3
Weight9.19%
1M Return3.85%
Value-0.51
Score2/3
Weight9.19%
1M Return3.85%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score3/3
Weight6.79%
1M Return3.19%
Value100.00
Score3/3
Weight6.79%
1M Return3.19%
Total profit (YoY growth rate %)
Value218.86
Score3/3
Weight13.48%
1M Return5.64%
Value218.86
Score3/3
Weight13.48%
1M Return5.64%
Cash-UP
Value0.74
Score3/3
Weight22.15%
1M Return11.26%
Value0.74
Score3/3
Weight22.15%
1M Return11.26%
Cost of sales ratio (%)
Value70.54
Score3/3
Weight6.37%
1M Return2.99%
Value70.54
Score3/3
Weight6.37%
1M Return2.99%
Current ratio
Value9.94
Score3/3
Weight6.20%
1M Return2.90%
Value9.94
Score3/3
Weight6.20%
1M Return2.90%
Revenue-MV
Value0.63
Score2/3
Weight9.52%
1M Return4.03%
Value0.63
Score2/3
Weight9.52%
1M Return4.03%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score3/3
Weight6.79%
1M Return3.19%
Value100.00
Score3/3
Weight6.79%
1M Return3.19%
PB-ROE
Value-0.72
Score3/3
Weight14.06%
1M Return5.81%
Value-0.72
Score3/3
Weight14.06%
1M Return5.81%
Total profit (YoY growth rate %)
Value218.86
Score3/3
Weight13.48%
1M Return5.64%
Value218.86
Score3/3
Weight13.48%
1M Return5.64%
Current assets turnover ratio
Value1.78
Score2/3
Weight6.16%
1M Return2.86%
Value1.78
Score2/3
Weight6.16%
1M Return2.86%
Cash-UP
Value0.74
Score3/3
Weight22.15%
1M Return11.26%
Value0.74
Score3/3
Weight22.15%
1M Return11.26%
Fixed assets turnover ratio
Value7993.84
Score3/3
Weight6.08%
1M Return2.86%
Value7993.84
Score3/3
Weight6.08%
1M Return2.86%
Cost of sales ratio (%)
Value70.54
Score3/3
Weight6.37%
1M Return2.99%
Value70.54
Score3/3
Weight6.37%
1M Return2.99%
Asset-MV
Value-0.51
Score2/3
Weight9.19%
1M Return3.85%
Value-0.51
Score2/3
Weight9.19%
1M Return3.85%
Current ratio
Value9.94
Score3/3
Weight6.20%
1M Return2.90%
Value9.94
Score3/3
Weight6.20%
1M Return2.90%
Is HRTG undervalued or overvalued?
- HRTG scores 6.75/10 on fundamentals and holds a Discounted valuation at present. Backed by its 35.41% ROE, 17.72% net margin, 5.52 P/E ratio, 1.88 P/B ratio, and 90.91% earnings growth, these metrics solidify its Outperform investment rating.
