Horace Mann Educators (HMN) Fundamental Analysis: Revenue, Earnings & Valuation

7.43 / 10

Outperform

HMN's fundamental score is 7.4/10, indicating favorable financial health. Key positives include a Current assets turnover ratio of 1.78, Basic EPS growth of 95.5% YoY, Total profit growth of 93.6% YoY, and Net cash flow from operations growth of 63.7% YoY. Limitations are seen in Profit-MV and Cash-UP factors. Overall, the fundamentals appear promising for long-term investors.

Analysis Checks(7/10)

Revenue-MV

Value0.61

Score1/3

Weight1.79%

1M Return0.69%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score2/3

Weight8.43%

1M Return2.83%

ROE (diluted) (YoY growth rate %)

Value8.02

Score2/3

Weight10.40%

1M Return3.10%

Profit-MV

Value1.13

Score1/3

Weight0.41%

1M Return0.18%

Basic earnings per share (YoY growth rate %)

Value95.51

Score3/3

Weight17.62%

1M Return5.12%

Total profit (YoY growth rate %)

Value93.65

Score3/3

Weight18.15%

1M Return5.23%

Net cash flow from operating activities (YoY growth rate %)

Value63.69

Score3/3

Weight19.16%

1M Return5.60%

Current assets turnover ratio

Value1.78

Score2/3

Weight8.00%

1M Return2.59%

Cash-UP

Value-0.08

Score0/3

Weight-6.67%

1M Return-2.91%

Asset-MV

Value-0.50

Score3/3

Weight22.71%

1M Return7.94%

Is HMN undervalued or overvalued?

HMN scores 7.43/10 on fundamentals and holds a Discounted valuation at present. Backed by its 9.23% ROE, 9.79% net margin, 12.54 P/E ratio, 1.22 P/B ratio, and 57.94% earnings growth, these metrics solidify its Outperform investment rating.