The Hartford Insurance (HIG) Fundamental Analysis: Revenue, Earnings & Valuation

3.77 / 10

Netural

Fundamental score is 3.77 (Neutral). Strong points: operating revenue growth (176.9% YoY), ROE growth (17.5% YoY) and high current ratio (3.84). Weaknesses: negative Asset‑MV factor, modest EPS growth and low asset‑valuation quality. Overall fundamentals are mixed, leaning cautious.

Analysis Checks(6/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value99.45

Score3/3

Weight13.18%

1M Return3.67%

ROE (diluted) (YoY growth rate %)

Value17.54

Score2/3

Weight14.44%

1M Return3.64%

Accounts receivable turnover ratio

Value23.63

Score3/3

Weight10.16%

1M Return2.85%

Basic earnings per share (YoY growth rate %)

Value28.54

Score1/3

Weight6.10%

1M Return1.68%

Total profit (YoY growth rate %)

Value23.67

Score1/3

Weight10.35%

1M Return2.71%

Diluted earnings per share (YoY growth rate %)

Value28.70

Score1/3

Weight6.75%

1M Return1.88%

Operating revenue (YoY growth rate %)

Value176.94

Score3/3

Weight9.40%

1M Return2.66%

Asset-MV

Value-0.55

Score2/3

Weight9.03%

1M Return2.26%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value23.46

Score1/3

Weight10.97%

1M Return2.89%

Current ratio

Value3.84

Score3/3

Weight9.64%

1M Return2.72%

Is HIG undervalued or overvalued?

HIG scores 3.77/10 on fundamentals and holds a Fair valuation at present. Backed by its 21.54% ROE, 13.52% net margin, 9.75 P/E ratio, 1.96 P/B ratio, and 28.54% earnings growth, these metrics solidify its Netural investment rating.